go2bank Activate : go2bank Activate Card Phone Number

go2bank Activate : go2bank Activate Card Phone Number

To activate your new Go2Bank Card, login into GO2bank.com and following the prompts on your account dashboard. You can also call at (855) 459-1351 and follow the automated prompts to activate your GO2bank Secured Credit Card.

You can apply for the GO2bank Secured Credit Card online at GO2bank.com or through the GO2bank app with approved direct deposits. If you are qualified, you will see the “Apply now” option in the secured credit card section of your account dashboard after logging in. Fill out the brief application, which includes questions about your monthly expenses and income, then submit it to apply.

In most cases, approval decisions are instant unless an OFAC review is required which can delay the approval process. In some cases, applications may be denied.

How do I activate my GO2bank Secured Credit Card I got in the mail?

You can activate your GO2bank Secured Credit Card by logging in to your GO2bank app or visiting GO2bank.com and following the prompts on your account dashboard.  You’ll be asked to provide your card details and to create a PIN.  Once you activate your card, you’ll need to set your credit limit by transferring money from your GO2bank account to make your security deposit.

You can also call us at (855) 459-1351 and follow the automated prompts to activate your GO2bank Secured Credit Card.

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Who is eligible to apply for a GO2bank Secured Credit Card?

The GO2bank Secured Credit Card is available only to existing GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days, who are at least 18 years of age. Eligibility criteria applies. No fee to apply.

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How can I use the GO2bank Secured Credit Card to make purchases?

The GO2bank Secured Credit Card can be used to make purchases everywhere that Visa® is accepted in the U.S.

The GO2bank Secured Credit Card can be used to make purchases within your credit limit and open to spend amount. Any purchases made with your card will reduce the available open to spend amount until you make a payment.

How do I qualify for benefits under the Federal Military Lending Act (MLA)?

The MLA is focused on protecting service members and their dependents from certain lending practices.

To be eligible for these benefits you must be on active duty or on active federal orders of no less than 30 days for National Guard and Army Reserve soldiers at the time you apply for a GO2bank Secured Credit Card account. Your dependents can receive this benefit as well if they fall into one of the below categories:

  • Spouse.
  • Children under age 21.
  • Children under age 23 who are enrolled full time at an approved institution of higher learning and dependent (or dependent at the time of the member’s or former member’s death) on a covered member for over one-half of their support.

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Customer Responsibilities:

To take advantage of the MLA provisions, make sure to upload the required documentation (e.g. copy of valid military orders) when you sign up for your GO2bank Secured Credit Card.

Continue making payments as MLA benefits do not relieve you of your responsibility to make payments, nor do they prevent us from reporting past due payments to credit bureaus.

If you’re having trouble making your payments, please contact GO2bank Customer Support at 855-459-1334.

For more information regarding your rights and responsibilities under the MLA, visit the MLA website.

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