To activate your Molina Healthcare NationsBenefits card (often called the MyChoice or OTC card), you can use the official portal or call their dedicated activation line.
1. Official Activation Website
Go to the specific Molina portal for NationsBenefits: Molina.NationsBenefits.com
How to Activate: Look for the “Activate Card” or “Register” button. You will typically need to enter:
The 16-digit card number.
The expiration date and security code (CVV).
Your Molina Member ID and Date of Birth.
Log In: Once registered, this is also where you check your balance and order products online.
2. Activate by Phone
If you prefer to do it over the phone or the website isn’t working:
Call: 1-877-208-9243 (TTY: 711)
Hours: Available 24 hours a day, 7 days a week, 365 days a year.
Also Read : Therapists And Dentists That Accept Aetna
3. Important Tips for Using the Card
Swipe as Credit: When using the card at a store (like Walmart, CVS, or Walgreens), always select “Credit” at the payment terminal. Do not try to use it as Debit (it usually does not have a PIN).
Check Your Benefits: Depending on your specific Molina plan, this card might cover:
OTC Items: Vitamins, pain relievers, first aid.
Food/Produce: Groceries (if you have the healthy food benefit).
Utilities: Some Dual-Eligible plans allow you to use these funds for bills, but you usually must pay those bills through the website portal, not by swiping the card at the utility office.
Expiration: Unlike a bank account, your monthly/quarterly allowance often expires if you don’t use it. Check the “Use It or Lose It” rules on the portal so you don’t waste free money.
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