The CTBC Bank LINE Pay Card (commonly called Citic LINE Pay Card) is a credit card co-branded with LINE’s payment ecosystem—designed especially for mobile payments and LINE Pay spending, with rewards in the form of LINE POINTS.
It’s issued by CTBC Bank in Taiwan and integrates tightly with the LINE Pay digital wallet.
🔑 Key Features
💳 Card Type
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A credit card that works with LINE Pay for both in-app and contactless transactions.
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Issued by CTBC (China Trust) with no annual fee on many versions (subject to conditions).
💰 Rewards & Benefits
⭐ Base Rewards
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1% LINE POINTS on most domestic purchases.
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2.8% LINE POINTS on overseas physical shop purchases.
(This includes the standard 1% + an extra 1.8% overseas bonus.)
📍 Extra or Promotional Rewards
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High bonus rates (up to 16%) on specific partner stores and services including food delivery, online shopping, and travel deals during certain campaigns.
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Periodic bonus campaigns (like travel or LINE GO promotions) where registered users can earn extra LINE POINTS per purchase.
✈️ Travel & Overseas Perks
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When visiting places like Japan, South Korea, Thailand, etc., you can get higher LINE POINTS back on in-store spending during promo periods (often requiring registration).
Also Read : bet.com/activate | Activation Steps and Common Issues
🧾 Fees and Conditions
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Annual fee: Usually first year free; subsequent years may require a minimum spend to waive.
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Rewards often come with monthly caps on LINE POINTS earned in each category.
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Some bonus categories require prior registration or enrollment in the promotional offer to qualify.
📎 Tips for Maximizing Value
✅ Always register for bonus campaigns within the app or bank portal if required.
✅ Link your card to LINE Pay to use it in shops and online easily.
✅ Plan overseas spend during active campaigns for free bonus points.
✅ Check monthly caps on bonus points so you know when you’ve hit the limit.
🟡 Who It’s Best For
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Frequent LINE Pay users who want bonus points tied to everyday digital payments.
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People traveling to countries where LINE Pay and the card’s bonus programs are active.
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Users wanting mobile payment convenience plus rewards.
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