Here is a checklist to identify the cause and fix it:

1. The “New Vehicle” Delay (Most Common)

If you bought the vehicle recently (within the last 30–60 days):

• The Cause: Your local RTO has registered the vehicle, but they have not “pushed” the data to the central National Register yet. This sync often takes 15–45 days depending on the state.

• The Fix: You typically have to wait. While waiting, keep a copy of your Tax Invoice and Temporary Registration slip in the car; traffic police accept these as valid proof while the smart card/RC is pending.

2. Check the Format (Zero vs. Letter O)

The search system is extremely sensitive to specific characters.

• The Zero/O Mix-up: Ensure you aren’t confusing the number 0 with the letter O. (e.g., KA01 is correct; KAO1 is wrong).

• Spaces: Do not include spaces. Enter the number as one continuous string (e.g., DL04CAB1234, not DL 04 CAB 1234).

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3. The “Backlog” Issue (Old Vehicles)

If your vehicle was registered before 2010–2012:

• The Cause: Many older paper records were never digitized. This is called a “Backlog” issue.

• The Fix: You must visit your local RTO and file an application for “RC Backlog Entry.” You will need to show your original physical RC to get it manually added to the digital system. You cannot renew fitness or pay tax until this is done.

4. Try the SMS Method

Sometimes the website interface has glitches while the backend database is fine.

• How to check: Send an SMS to 77382 99899.

• Format: VAHAN <Space> <Vehicle Number>

• Example: VAHAN MH02AB1234

• If the SMS returns details, the issue is just a temporary website browser error.

5. Transfer Cases (NOC Issued)

If you bought a second-hand car from another state:

• Once an NOC (No Objection Certificate) is issued by the original RTO, the vehicle is often “hidden” from the search to prevent fraud until it is re-registered in the new RTO. It will reappear once the new RTO generates the new RC.

The post Error From Vahan Vehicle Not Found | How to Fix appeared first on Seminarsonly.com.

Here are the key details for the Nippon India Large Cap Fund – Direct Plan – Growth Option.

At a Glance

• Current NAV: ₹104.75 (as of Dec 19, 2025)

• Expense Ratio: 0.66% (Direct Plan)

• Fund Size (AUM): ~₹50,312 Crores

• Risk Profile: Very High

• Exit Load: 1% if redeemed within 7 days. Nil if redeemed after 7 days.

Performance (Annualized Returns)

Note: Returns are for the Direct Growth plan. Past performance is not a guarantee of future returns.

• 1 Year: ~6.0% – 7.5%

• 3 Years: ~19.5%

• 5 Years: ~21.3%

• Since Inception: ~16.4%

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Portfolio Composition

The fund invests predominantly in the top 100 companies by market capitalization. It is known for maintaining a highly diversified portfolio compared to other large-cap funds.

• Top Sectors: Financials (Banks), Energy, Technology, Consumer Staples.

• Top Holdings:

  1. HDFC Bank Ltd. (~9.1%)

  2. Reliance Industries Ltd. (~6.1%)

  3. ICICI Bank Ltd. (~5.5%)

  4. Axis Bank Ltd. (~4.0%)

  5. State Bank of India (SBI) (~3.8%)

Investment Details

• Fund Manager: Sailesh Raj Bhan (Managing since 2007) is the lead manager, supported by Kinjal Desai, Bhavik Dave, and others.

• Minimum Investment: ₹100 for both SIP and Lumpsum.

• Taxation (Equity Fund):

  • Short Term (< 1 year): 20% tax on profits.

  • Long Term (> 1 year): 12.5% tax on profits exceeding ₹1.25 Lakh in a financial year.

Who is this fund for?

This fund is suitable for investors looking for steady, long-term growth with relatively lower volatility than mid or small-cap funds. It is ideal for a core portfolio allocation with an investment horizon of 5 years or more.

The post Nippon India Large Cap Fund Direct Growth appeared first on Seminarsonly.com.

At a Glance

• Current NAV: ~₹2,246 (as of Dec 18, 2025)

• Fund Category: Flexi Cap Fund (Invests across Large, Mid, and Small Cap stocks)

• Risk Profile: Very High

• Expense Ratio: ~0.68% (Direct Plan is significantly cheaper than the Regular Plan’s ~1.35%)

Performance (Annualized Returns)

Note: Returns are for the Direct Plan-Growth option. Past performance does not guarantee future results.

• 1 Year: ~8% – 9%

• 3 Years: ~21.5%

• 5 Years: ~24.4%

• Since Inception: ~17%

Also Read : Nippon India Large Cap Fund Direct Growth

Portfolio Composition

This fund is known for a “value” investment style and often takes contrarian bets. It historically maintains a heavy allocation to large-cap stocks, particularly in the banking sector.

• Top Sector: Financials / Banking (approx. 35% of portfolio)

• Top Holdings:

  1. ICICI Bank

  2. HDFC Bank

  3. Axis Bank

  4. State Bank of India (SBI)

  5. SBI Life Insurance

• Market Cap Split: Currently leans heavily towards Large Caps (~75-85%), with the remainder in Mid and Small caps.

Investment Details

• Fund Manager: Roshi Jain (Note: Recent data from Dec 2025 suggests potential management changes or additions, with Chirag Setalvad also appearing in recent fund disclosures).

• Minimum Investment: ₹100 for both SIP and Lumpsum.

• Exit Load: 1% if you redeem your money within 1 year of investment. No exit load after 1 year.

• Taxation:

  • Short Term (sold < 1 year): Taxed at 20% on profits.

  • Long Term (sold > 1 year): Profits above ₹1.25 Lakh in a financial year are taxed at 12.5%.

Who is this fund for?

This fund is suitable for investors with a high risk appetite and a time horizon of 5 years or more. It is known to be volatile but has historically delivered strong returns over long cycles due to its value-oriented strategy. Because it is a “Flexi Cap” fund, the manager has the freedom to shift between large, mid, and small companies based on where they see the best opportunities.

The post HDFC Flexi Cap Fund Direct Plan Growth appeared first on Seminarsonly.com.

The tone of the message is generally uplifting, respectful, and filled with spiritual energy.

Here are the best styles to look for:

Popular Tone Variations

• The Powerful Chant (Baahubali/Adipurush Style): A heavy, reverb-filled male voice saying “Jai Shree Ram” with a deep drum beat. This is great for a short, impactful text alert.

• The “Ram Siya Ram” Lo-Fi: A short clip from the song Ram Siya Ram, usually the melodious flute portion or the chorus. This is softer and pleasant for frequent notifications.

• The Ayodhya Bell Tone: The sound of temple bells followed by a soft “Jai Shree Ram” chant.

• DJ/Remix Cut: A high-energy, fast-paced version often used in reels, featuring the Nasik Dhol beat.

• Hanuman Chalisa Intro: The specific line “Shree Guru Charan Saroj Raj” or the shout of “Jai Shree Ram” often associated with Hanuman-themed tones.

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How to Download These Tones

You can easily find these by searching on the following safe platforms:

1. Apps (Android/iOS):

   • Zedge: This is the most popular app for ringtones. Search for “Jai Shree Ram Notification.”

   • MobCup: Excellent for short notification sounds specifically.

2. Websites:

   • Prokerala Ringtones: Has a dedicated devotional section.

   • Dukaan (Ringtone section): Often hosts trending Indian audio clips.

Search Keywords to Use

To find the exact sound you want, copy and paste these terms into Google or the apps mentioned above:

• “Jai Shree Ram text tone mp3”

• “Ram Siya Ram flute notification download”

• “Ayodhya Ram Mandir bell tone”

• “Loud Jai Shree Ram dj tone”

“Jay Shree Ram” message

If you’re looking for a specific style for a “Jay Shree Ram” message, here’s a few examples with different tones:

1. Uplifting & Spiritual:

   • “Jay Shree Ram! May Lord Ram’s divine blessings shower upon you, bringing peace, strength, and joy in your life.”

2. Respectful & Formal:

   • “Jay Shree Ram. May Lord Ram guide you on the righteous path, filling your life with light and wisdom.”

3. Casual & Friendly:

   • “Jay Shree Ram! Wishing you happiness and good health. Let’s walk the path of truth and devotion together.”

4. Powerful & Motivational:

   • “Jay Shree Ram! With Lord Ram’s strength and courage, may you overcome all obstacles and emerge victorious.”

The post Jay Shree Ram Message Tone | Popular Tone Variations appeared first on Seminarsonly.com.

Here are the specific details regarding his status for that year:

• IPL 2025 Price: N/A (He was not part of the season)

• IPL 2025 Team: None

• Reason: He missed the entire IPL 2025 season due to back surgery. He was released by Royal Challengers Bengaluru (RCB) ahead of the 2025 auction because of this long-term injury.

IPL Auction 2026: Set 2 (Capped All-Rounders) Updates

Set 2 has just taken place, featuring Capped All-Rounders. This set has seen some massive shocks with several high-profile players going unsold, while Wanindu Hasaranga found a buyer.

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Current Live Action (Set 2)

• Venkatesh Iyer: [LIVE BIDDING]

  • There is currently an active bidding war for the Indian all-rounder.

  • Bidding Teams: RCB and LSG started, but KKR has also entered the fray.

  • Current Status: Price has crossed ₹5 Crore and is rising.

✅ Sold Players in Set 2

❌ Unsold Players in Set 2

A surprising number of big international names found no takers in this set:

• Liam Livingstone (Base ₹2 Cr) $\rightarrow$ UNSOLD

• Rachin Ravindra (Base ₹2 Cr)$\rightarrow$ UNSOLD

• Gus Atkinson (Base ₹2 Cr) $\rightarrow$ UNSOLD

• Wiaan Mulder (Base ₹1 Cr)$\rightarrow$ UNSOLD

Recap of Set 1 (Capped Batters)

Just in case you missed the opening set:

• Cameron Green $\rightarrow$ KKR for ₹25.20 Cr (Record Buy)

• David Miller $\rightarrow$ Delhi Capitals for ₹2.00 Cr

• Unsold: Prithvi Shaw, Devon Conway, Sarfaraz Khan, Jake Fraser-McGurk.

The post Cameron Green IPL 2026 Price and Team | IPL Auction 2026 Set 2 appeared first on Seminarsonly.com.

Important Update (December 16, 2025): The Draft Electoral Roll for West Bengal (Special Intensive Revision – SIR 2026) has been published today.

Here are the direct links and instructions for what you are looking for:

1. To Check the “Deleted” or “ASD” List

The URL you provided (ceowestbengal.wb.gov.in/asd_sir) is specifically for checking the list of voters who have been deleted from the draft roll (due to being Absent, Shifted, or Deceased).

• Direct Link: https://ceowestbengal.wb.gov.in/asd_sir

• What to do there: You can download the list by selecting your District and Assembly Constituency.

2. To Download the General Voter List 2025 (Draft Roll)

If you want to check if your name is currently on the active voter list, use the main ECI portal:

• Website: voters.eci.gov.in

• Steps:

  1. Click on “Search in Electoral Roll”.

  2. Search by your EPIC (Voter ID) Number or by Personal Details (Name, Age, District).

  3. To download the PDF of the roll for your booth, go to voters.eci.gov.in/download-eroll, select “West Bengal”, and choose your constituency.

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3. What if your name is missing?

If your name is not in the draft list or was found in the “Deleted/ASD” list incorrectly:

• Action: You must file a claim to add your name back.

• Form: Submit Form 6 (for inclusion of name).

• Deadline: You can file claims and objections starting today, Dec 16, 2025, until Jan 15, 2026.

• Where: Online at voters.eci.gov.in or offline with your local Booth Level Officer (BLO).

The post ceowestbengal.wb.gov.in/asd_sir | ceowestbengal wb gov in Voter List 2025 appeared first on Seminarsonly.com.

“CBS” stands for Core Banking Solution. This error means the application is trying to pull the mobile number registered with the main bank account but failed to find it or connect to the server.

Here is a breakdown of why this happens and how to fix it:

1. The Mobile Number is Not Linked

This is the most common cause. Even if the customer has an account, their mobile number might not be digitally “seeded” in the Core Banking System.

• The Fix: The account holder must visit their home branch (or Post Office) and submit a request to update/link their mobile number to the account. Once updated in the CBS, the error should resolve.

2. Server or Connectivity Issues

Sometimes the main bank server (CBS) is down, or the link between the mobile app/CSP portal and the main server is broken.

• The Fix: Wait for 30–60 minutes and try again. If the bank’s servers are undergoing maintenance (common on weekends or late nights), the data cannot be fetched.

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3. Account Status Issues

If the account is Dormant, Frozen, or Inactive due to lack of transactions or pending KYC (Know Your Customer) documents, the system often blocks data fetching.

• The Fix: The account holder needs to perform a transaction (deposit/withdrawal) at the branch or complete their KYC re-verification to reactivate the account.

4. Mismatch in Data

If the user is trying to link a CIP (Customer Identification Profile) to an account and the mobile number provided does not match the one in the CBS records exactly, this error may pop up.

Recommended Troubleshooting Steps

If you are a Customer:

1. Visit the Branch: Go to your base branch (or Post Office) and ask them to check if your mobile number is correctly entered in the “CBS” system.

2. Check Internet: Ensure your mobile data is strong; weak internet often causes “fetch” errors.

If you are an Agent/CSP:

1. Clear Cache: Clear the cache of your banking app or browser and restart the device.

2. Verify Account Number: Double-check that the account number entered is 100% correct.

3. Check Logs: If other customers are facing the same issue, the bank’s server is likely down.

The post Error In Fetch CBS Mobile Number | Steps to Fix appeared first on Seminarsonly.com.

However, you might be facing issues due to specific maintenance or local app glitches. Here are the details:

1. Recent Maintenance Alert

• Digital Rupee App: There was a scheduled maintenance for the “Digital Rupee” app specifically from 8:30 PM to 8:50 PM on December 11-12. If you tried during that window, it would have failed, but it should be working now.

• General Net Banking: The main internet banking site (bobibanking) is currently responding normally for most users.

2. Troubleshooting Your Issue

If the bob World app or Net Banking is not loading for you right now, try these fixes:

• Switch Connections:

  • If you are on WiFi, switch to Mobile Data (or vice versa). Banking apps often block specific IP addresses if they detect a security risk on the network.

• Clear App Cache:

  • Android: Settings > Apps > bob World > Storage > Clear Cache (Do not “Clear Data” unless you want to re-register).

• Update the App:

  • Ensure you are on the latest version of the app from the Play Store/App Store, as outdated versions are frequently blocked for security.

Also Read : Error In Fetch CBS Mobile Number 

3. Alternative Ways to Bank

If the app is down, try logging in via a browser:

• Net Banking: Go to bobibanking.bankofbaroda.bank.in on your mobile or PC browser.

• Missed Call Banking: For a quick balance check, give a missed call to 8468001111 from your registered mobile number.

The post Bank of Baroda BOB Server Down Today | Recent Maintenance Alert appeared first on Seminarsonly.com.

1. The Official Helpline Number

He should dial 1930 immediately.

• What it is: This is the National Cyber Crime Helpline (formerly 155260).

• Why call now: If the fraud is financial (money stolen), calling within the “Golden Hour” (immediately after the incident) significantly increases the chances of freezing the money before it moves out of the banking system.

• How it works: This number connects to the state’s cyber cell (in your case, the Kerala Police Cyber Operations) to initiate a block on the funds.

2. The Official Reporting Portal

After calling the helpline, he must formally register the complaint online at:

• Website: [https://cybercrime.gov.in/]

• Action: Go to the “File a Complaint” section. If he received an acknowledgment number from the 1930 call, he should use that to link the details.

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Checklist: What he needs to have ready

To report this effectively, ensure he has the following details on hand:

1. Transaction Details: Bank name, account number, amount debited, and the exact date/time.

2. Proof: Screenshots of the transaction ID, SMS received, or any chat history with the fraudster.

3. Suspect Details: Any phone number, email, or UPI ID used by the fraudster (if available).

The post Your Uncle has been a Victim of Cyber Fraud. On which Official Helpline Number would he report? appeared first on Seminarsonly.com.

1. ICSI Admit Card Download (Dec 2025)

Use this method to download your Hall Ticket for the upcoming Executive or Professional exams.

• Direct Download Link: icsi.indiaeducation.net

  • Alternative Link: icsi.edu (Check the “Latest @ ICSI” tab if the direct link is busy)

Steps to Download:

1. Click the direct link above.

2. Enter your 17-digit Registration Number (e.g., 123456789/02/2023).

3. Click the “Get Admit Card” button.

4. Review the details (Name, Photo, Signature, Exam Center).

5. Print immediately. You must carry a physical hard copy to the exam center.

Note: If the website is slow due to high traffic, wait 10-15 minutes and try again, or try using Incognito mode.

2. ICSI Smash Portal Login

Use this portal for student services, registration management, and downloading your Student Identity Card.

• Official Portal URL: smash.icsi.edu

How to Login:

1. User ID: Enter your Registration Number (e.g., 440xxxxxx).

2. Password: Enter your Smash account password.

3. Verification Code: Enter the captcha shown on the screen.

4. Click Submit.

Forgot Password? If you cannot login, click the Forgot Password link on the login page. You will need to enter your Registration Number and basic details (DOB, Mobile No.) to reset it via OTP.

Checklist for Exam Day

Ensure you have the following before leaving for your exam:

1. Printed Admit Card (Verify that the photo and signature are clearly visible).

2. Student Identity Card (Download from the Smash Portal if you haven’t yet; it must be attested by a gazetted officer or ICSI member if the photo isn’t pre-printed).

3. Valid Government ID (Aadhar Card, PAN Card, Voter ID, etc.).

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