Making an immediate payment using the FNB (First National Bank) app is straightforward and can be done in a few simple steps. For immediate payments, the Instant EFT or Pay a beneficiary options are the most commonly used for fast transfers.

Below is a guide to help you make an immediate payment quickly:

📝 Step-by-Step Guide to Make an Immediate Payment on the FNB App

Step 1: Log into the FNB App

• Open the FNB App on your mobile device.

• Enter your username and password to log in. If you’re using biometric login (fingerprint/face recognition), authenticate accordingly.

Step 2: Navigate to ‘Payments’

• Once you’re logged in, tap on the “Payments” section. This is usually available on the main dashboard of the app.

Step 3: Select the Payment Type

• You will see several payment options, such as:

  • Pay a beneficiary

  • Pay with bank account (e.g., for a specific bill like utilities)

  • Pay via Instant EFT (for real-time payments)

  • Quick Pay

• Choose the option that fits your needs. For immediate payments, the Instant EFT or Pay a beneficiary options are the most commonly used for fast transfers.

Also Read : Withdraw PF Money From ATM, UPI

Step 4: Choose the Recipient

• If you’re paying a beneficiary, select from the list of pre-saved beneficiaries (if applicable), or tap “Add Beneficiary” to enter new banking details.

• If you’re paying a bill (like utilities or your subscription service), you can enter the reference number or select the company from the list provided.

Step 5: Enter Payment Details

• For Immediate Payments, ensure the payment amount and any required reference number or description are correctly entered.

• If necessary, add a payment description or a message for the recipient.

Step 6: Confirm Payment

• Review all payment details before proceeding. Ensure the amount and account details are correct.

• Once confirmed, tap on “Pay Now” or “Confirm” to proceed with the payment.

Step 7: Authenticate the Payment

• The app will ask for authentication to complete the payment:

  • If using a PIN or biometric verification, authenticate your identity (fingerprint/face recognition).

• After successful authentication, the payment will be processed immediately.

Step 8: Receive Payment Confirmation

• Once the payment is successful, you’ll receive a confirmation notification on the app. You may also receive an SMS or email confirming the payment.

• You can also view the payment details under the “Transaction History” section of the app.

📞 Alternative: Immediate Payment via FNB Online Banking

If you are using FNB’s online banking platform (through the website), the steps are quite similar:

1. Log into your FNB Online Banking account.

2. Go to Payments.

3. Select the relevant payment type (e.g., Pay beneficiary or Instant EFT).

4. Follow the same steps to enter payment details, review, and authenticate.

🚨 Important Notes:

• Instant EFT payments are typically processed in real-time, meaning funds will be transferred immediately to the recipient.

• Ensure that the recipient’s account can accept immediate payments. Some services (like certain bills) may have delays depending on their processing times.

• Check for any payment limits (e.g., daily transaction limits) on your account. You can increase limits by contacting FNB directly if needed.

🔗 Quick Link:

If you’d like to learn more about FNB’s features, you can visit their official site: FNB Official Website