A supposed “invitation” from PayPal related to USDT is a major red flag for a scam. It’s a common phishing tactic designed to trick you.
If you received a message or notification saying something like: “You have an invite from PayPal USDT” …it’s very likely a scam, phishing attempt, or crypto-related fraud.
PayPal and USDT are Not the Same
PayPal USD (PYUSD):
- PayPal has its own stablecoin called PayPal USD (PYUSD), which is designed to be stable and pegged 1:1 to the U.S. dollar. It is the only stablecoin officially supported within the PayPal ecosystem.
Tether (USDT):
- Tether is a completely different, unaffiliated stablecoin. While some crypto exchanges and platforms allow you to use PayPal as a payment method to buy USDT, PayPal itself does not send “invitations” for you to use or receive USDT.
Here’s what you need to know:
🚨 Why This Is Suspicious
PayPal doesn’t “invite” people to receive USDT (Tether)
USDT is a cryptocurrency, and while PayPal now supports crypto in some regions, it does not send random invites for USDT transfers or offers.
“Invite” messages are common in phishing
Scammers may try to lure you into clicking a malicious link by pretending you’ve received money or a crypto bonus.
Crypto + PayPal combo is a big red flag
Most scammers spoof trusted brands (like PayPal) with a crypto twist to steal login info or get you to authorize fake transactions.
Poor wording or strange formatting
“You have an invite from PayPal USDT” is not how PayPal communicates legitimate transactions.
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✅ What to Do
| Step | Action |
|---|---|
| 1. Don’t click anything | Avoid clicking links or buttons in the message. |
| 2. Screenshot & delete | Take a screenshot if needed, then delete the message or email. |
| 3. Report it: |
To PayPal:
📧 Forward it to spoof@paypal.comTo FTC: reportfraud.ftc.gov
| 4. Change your password | If you clicked anything or entered info, immediately change your PayPal password and enable 2FA. |
🧠 Tip
You can always check your real PayPal account by logging in directly at paypal.com—never through a message link.
If someone sends you real USDT or crypto, it will show up in your crypto wallet, not through a generic invite.
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