Xero Verify Multi-Factor Authentication | How To Verify your Xero account

Here’s how to set up and verify multi-factor authentication (MFA) on your Xero account using Xero Verify or another authenticator app: Log into Xero on desktop.

🔐 What is MFA in Xero?

MFA (aka 2FA) adds a second layer of security by requiring both your password and a code or push approval from an authentication app to log in.

📲 Step-by-Step: Enable MFA via Xero Verify

1. Log into Xero on desktop.

2. Click your profile icon (initials/picture) → Account → Multi‑factor authentication → Set up.

3. Choose Xero Verify and click Confirm.

4. Download the Xero Verify app from the App Store or Google Play.

5. Open the app, tap Add Account (➕), then scan the QR code shown in Xero.

   • If you can’t scan it, choose enter setup key.

6. Go back to Xero, click Continue, and complete any prompts (e.g., backup email/security questions).

7. From now on: log in with email + password, then approve the push notification sent to Xero Verify.

Also Read : Okta Verify Login New Phone

⚙️ Alternative Authenticator Apps (Google Authenticator, Authy)

Prefer not to use Xero Verify? You can also set up with third-party apps:

• Choose Use your own app during MFA setup.

• Install an app like Google Authenticator, FreeOTP, or Authy.

• Scan the QR code, or enter the setup key.

• Enter the 6-digit code generated to link your app.

• You’ll then enter a TOTP code at each login.

Note: Only Xero Verify supports push notifications—others require manual codes.

🔄 Switching Devices or Setting Up on New Device

To use MFA on a new device:

1. Install Xero Verify or your chosen authenticator on the new device.

2. In Xero’s Account or Security settings, go to MFA → click add new device.

3. Scan the QR code with the new device and approve to sync.

4. Optionally remove your old device to maintain security.

🛡️ FAQs & Best Practices

• When do I need MFA?
  Every login on an unknown device — you can trust devices for 30 days before re-authenticating.

• Lost your phone?
  Use your backup email or security questions to regain access, then reconfigure MFA on a new device.

• Time-sync issues on other authenticator apps?
  Ensure your device’s clock is set to automatic via your network to avoid invalid codes.

• Why is MFA mandatory?
  Xero requires MFA globally to protect accounts from unauthorized access — it blocks up to 80% of breaches.

✅ Summary

Steps Recap:

Log into Xero → Account → MFA setup → choose app → scan QR or enter key → approve code or push.

Once enabled, MFA secures your Xero account—protecting sensitive financial data from unauthorized access.