If you used your Visa gift card on www.mybalancenow.com (the official balance-check portal for Target-issued Visa/MasterCard/Prepaid cards), here’s what you should know:
✅ How to Check Your Visa Gift Card Balance
Visit the official website at www.mybalancenow.com.
Enter the following details:
16-digit card number
Expiration date (MM/YY format)
3-digit CVV code on the back of the card
Click Log In or Check Balance to view current balance, transaction history, and manage your PIN.
You do not need a separate account—just your card details are enough. The service is free and operates 24/7 within the U.S. and D.C.
⚠️ Scam Risks to Watch Out For
Reddit users report that fake lookalike websites can mimic the official MyBalanceNow portal, tricking users into entering card data and potentially draining fund.
Always type the URL exactly, using
www.mybalancenow.com—do not click on links from emails, texts, or ads.Cases exist where users typed the wrong URL, got redirected to scam pages, and lost their card balances.
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🚫 What If MyBalanceNow Isn’t Working?
If the official site is down or you can’t log in:
Call the card issuer directly:
Visa gift cards & Target cards: 1‑800‑698‑4952
Other cards may have different numbers listed on the back of the card .
Use alternative official sources to check:
Visa and Mastercard issuers often offer balance checks on their respective pages.
Some retail stores like Walmart or CVS let you check your balance at checkout (often with a small $0.x transaction).
Reddit users reported failures logging into MyBalanceNow resulting in issues accessing cards with valid balances. Alternative methods helped them recover access.
🔐 What to Do If Suspicious Activity Occurs
If you see unexpected charges or your card shows $0 or low balance unexpectedly:
Immediately call the number printed on the back of the card.
Report the issue as an unauthorized transaction.
Provide proof of purchase or card ownership.
Sometimes issuers like MetaBank or InComm issue a replacement card with remaining balance if the claim is valid.
Note: Many claims remain unresolved; the investigation may take several weeks. Some users waited 60–90 days for replacements or refunds.
🧭 Quick Summary
| Question | Answer |
|---|---|
| What is MyBalanceNow? | Official Target gift card portal (Visa/MC) to check balance, view history, manage PIN using card details only. |
| How to access? | Go to www.mybalancenow.com, enter card number, expiry, CVV. No account needed. |
| Scam concerns? | Yes—beware of lookalike domains. Always type URL manually. |
| MyBalanceNow not working? | Use phone balance check or official Visa/MasterCard pages; or check in-store via cashier. |
| Lost balance or suspicious charges? | Contact card issuer support immediately and file a dispute. |
🎯 Important Tip: Always verify the URL and card issuer number printed on your card. Never share card info via third-party links. If you suspect fraud or lost balance, act quickly via the proper channels.
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