www.bmo.com/activate : Activate BMO Credit Card Master and Visa Cards

www.bmo.com/activate : Activate BMO Credit Card Master and Visa Cards

To activate your BMO credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on “Manage card” and “Activate your BMO card.


BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good.

How do I activate my new credit card?

After you get your new card in the mail, visit bmo.com/activate.

You’ll be asked to enter details from your card, so it’s best to have it with you during activation.

1. Please fill the webpage bmo.com/activate to activate the card.

2. Now enter your 16 digit Card Number.

3. Enter the Expiration Date of the Card.

4. Enter the 3-digit security code on the back of your card.

5. Now Click Next button to activate the card.

6. Your card will be activated immediately.


How do I access my BMO credit card account via online banking?

1. Sign in to BMO Online Banking using your BMO debit or credit card number (or follow the simple steps to register your card).

2. Select your credit card account.

To add an additional cardholder to a BMO Credit Card account, the primary cardholder may sign into BMO Online Banking and submit a request to add an authorized user with the secure form provided.

To add an additional cardholder to your BMO Prepaid Travel Mastercard account, please visit your nearest BMO branch to complete the request.

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How do I change the credit card limit on my card?

If you are the primary cardholder, you may request an increase or decrease to the credit limit on your BMO credit card, follow these steps:

1. Sign in to BMO Online Banking.

2. Select your credit card account.

3. Follow the prompts from the top toolbar option “Credit Limit Change”

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What transaction details are available?

If you’re looking at a pending transaction, you’ll be able to see the transaction date and the number of the credit card you used to make your purchase.

Once the transaction is posted, you’ll be able to see:

  1. The date you made the transaction
  2. The date the transaction was posted
  3. Where you made your purchase (including the retailer’s street address and map location for in-person purchases)
  4. The retailer’s contact number in case you need to verify the transaction