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HomeLoginWhat Stores Accept United Healthcare OTC Card

What Stores Accept United Healthcare OTC Card

September 1, 2025 Freddy Login 18

The UnitedHealthcare OTC (Over-the-Counter) card is a benefit for eligible members that allows them to purchase approved over-the-counter health products at participating stores.

The items typically covered include things like pain relievers, vitamins, bandages, and other health-related products.

Here are some stores and retailers that typically accept the UnitedHealthcare OTC card:

1. Pharmacy Chains:

  • CVS Pharmacy
  • Walgreens
  • Rite Aid
  • Walmart
  • Kroger
  • Albertsons
  • H-E-B
  • Safeway

2. Big Box Retailers:

  • Target (most locations accept the card for eligible items)
  • Walmart
  • Sam’s Club (membership required)
  • Costco (membership required)

3. Online Retailers:

  • CVS.com
  • Walgreens.com
  • Walmart.com
  • HealthMart.com (for health-related OTC products)
  • Amazon (some restrictions apply, check for approved items)

4. Specialty Health Stores:

  • GNC
  • Vitamin Shoppe
  • Rite Aid

5. Independent Pharmacies

  • Many local independent pharmacies that are part of the UnitedHealthcare network may also accept the card.

Many major retailers accept the UnitedHealthcare OTC card, including:

  • Walmart
  • Walgreens
  • Kroger
  • CVS
  • Dollar General
  • Family Dollar
  • Rite Aid
  • Stop & Shop
You can also use your card at many neighborhood stores. To find a store near you that accepts the card, you can use the store locator on the UnitedHealthcare website or app.

How to Use the Card:

  1. Check Eligibility:

    • Make sure you have the correct plan that includes OTC benefits. Check your benefits to confirm what’s covered and the allowance amount.
  2. Eligible Items:

    • You can typically buy health-related products like pain relievers, cough and cold medications, first-aid supplies, and other approved products.
  3. In-Store Purchase:

    • Present your OTC card to the cashier at participating stores and pay with the card for eligible items.
  4. Online Purchase:

    • For online orders, simply enter your OTC card information at checkout on participating retailer websites.

How to Find Participating Stores:

You can also use the UnitedHealthcare website or UnitedHealthcare’s OTC catalog to search for participating stores and products. You can call the customer service number provided on the back of your card for more specific store information in your area.

Important:

  • Not all CVS locations accept the OTC card, so it’s best to check with the store before you go.
  • Make sure you’re using the OTC card that has the magnetic strip on the back for swiping at participating stores.

When you sign in to your health plan OTC Card account, you’ll find easier ways to view and manage the details of your plan. Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

myuhc.com Activate Online Account

Activate your UCard today so it’s ready to use when your coverage starts. Sign in or create your UnitedHealthcare account below to activate your UCard.

Sign in or register on myuhc.com

Click “Register Now” and enter your registration information to check if you have a HealthSafe ID®. If you’ve already registered, your name will be in the system. If you haven’t registered, you can easily complete your registration by filling out the fields

For assistance with password resets, change requests and technical issues, call 1-877-844-4999 / TTY 711 all day, every day

Activate your myuhc.com® account

Access your personalised member website to view your health plan benefits, make payments, and more. You can use it to look up doctors in your network, research potential treatment costs, review information about your claims, see how much money you have left in your account, and find out what kinds of preventative care are covered by your policy.

Download the UnitedHealthcare® app

Take your plan and health plan ID card on the go, find nearby care options in your network and check your progress toward your deductible.

What Stores Accept United Healthcare OTC Card

Please Click Here to search for Stores and Pharmacies that accept OTC Card

  • Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you
  • Pay eligible utility bills online, over the phone or at your local Walmart MoneyCenter

Use your OTC credit on your UnitedHealthcare UCard to:

  • Choose from thousands of brand name and generic OTC products, like vitamins, pain relievers, toothpaste, cough drops and more
  • Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you

Get more out of your Medicare Advantage plan with UnitedHealthcare UCard

Your UnitedHealthcare UCard™ is your member ID and much more. UCard can be used to unlock access to the rewards, gym membership and credits for OTC products included with your plan. UCard provides a simpler experience for using your benefits and programs.

UCard helps Medicare Advantage including Dual Special Needs Plan members unlock the benefits and programs included with their health plan. UCard combines many member benefit and reward programs into a simpler experience. Your UnitedHealthcare UCard is a simple way to unlock the benefits and programs of your Medicare Advantage plan. 

Use your UCard when you:

  • Visit a provider like your Primary Care Provider (PCP) or dentist
  • Fill a prescription
  • Check in at the gym
  • Buy healthy food and over-the-counter products.
  • Pay utility bills.
  • Spend your earned rewards.

UCard Hub

Members can view and manage their benefits and rewards online in the UCard Hub section of the UnitedHealthcare plan website and mobile app to do things like: 

  • Check benefit balances and available rewards.
  • Find participating stores.
  • Shop online or view a list of covered OTC products and healthy food.
  • Pay utility bills.
  • Get answers to common questions and more.
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