Wells Fargo Kids Debit Card | Login and Activate

Wells Fargo Kids Debit Card | Login and Activate

A Wells Fargo savings account is a good way to start your children on the road to financial success. Help your kids achieve their financial goals with a Wells Fargo savings account.

Wells Fargo Way2Save® Savings account requires a $25 minimum opening deposit and has no monthly service fee when the primary account owner is 24 years old or under.

There are several options when setting up savings accounts for kids:

Joint ownership.

This option gives your child the ability to use the savings account while you monitor account activity. Both you and your child can make deposits and withdrawals. An optional ATM card is available for your child. The account may be linked to a Wells Fargo Debit Card. Wells Fargo Online® access is available when your child reaches age 13.

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Uniform Transfers/Gifts to Minors Act (UTMA/UGMA).

This option is for adults making an irrevocable gift to a child under your state’s Uniform Transfers/Gifts to Minors Act. One adult custodian has sole control and access to the funds until the child reaches an age defined by your state’s Uniform Transfers/Gifts to Minors Act (typically age 18).

Minor by.

This option allows one or more adults to open an account in the name of a minor. The minor owns the funds but the adult has exclusive control of the account until the minor reaches the applicable age of majority (typically age 18). Before that, only you can make deposits and withdrawals, as well as link the account to a Wells Fargo Debit Card. In the future, if you wish to allow your child to make withdrawals or have an optional ATM card prior to age of majority, request to change your child to a joint owner.


Benefits for children:

  • Their own savings account where they can watch their savings grow

Benefits for parents:

  • Online transfers between Wells Fargo accounts, so you can transfer your child’s allowance, create a savings matching program, and much more
  • Convenient online statements to help teach money management

How to Apply

Visit a Wells Fargo location to open an account.

1. Child must either present a driver’s license, if they have one, or be accompanied by a Wells Fargo customer who is an adult and has an account that has been open for more than 60 days.

2. In addition, you must present one of the following:

    • Child’s Social Security card
    • Child’s birth certificate
    • Child’s immunization record
    • Child’s school photo ID
    • Child’s passport/alien ID