Trumpaccounts.gov is the official United States government website for the new “Trump Accounts” initiative (part of the Working Families Tax Cuts Act).
The program is currently in its early rollout phase. Here is the essential information you need to know about the website and the accounts.
1. What is this website for?
This site is the portal for the $1,000 “Baby Bonus” / Child Savings Account program.
The Benefit: The government provides a one-time $1,000 contribution to a tax-advantaged savings account for eligible children.
Eligibility: Children born in the U.S. between January 1, 2025, and December 31, 2028.
Future Growth: Parents and family members can contribute up to $5,000 per year to this account. The funds are invested in the U.S. economy (S&P 500 index funds).
2. Can I use the website right now?
Not for managing money yet.
Current Status (Jan 2026): You can visit the site for information, but the full account management portal is scheduled to launch on July 4, 2026 (or July 5, 2026).
How to Apply NOW: You do not need the website to apply right this second. You will make the “election” (request) to open the account when you file your 2025 Tax Return this spring (using IRS Form 4547).
Also Read : WEX Benefits Login | benefitslogin.wexhealth.com
3. Important Scam Warning
Because this is a new program involving free money, scammers are targeting parents.
Verify the URL: Ensure your browser address bar says exactly
.govat the end (e.g.,https://www.trumpaccounts.gov).No Fees: The government will never ask you to pay a fee to “claim” your $1,000.
No Texts: The IRS and Treasury do not send text messages asking for your bank details.
Summary of Next Steps
File your 2025 Taxes: When you file your taxes this season (before April 15, 2026), ensure your tax preparer fills out Form 4547 to claim the account for any child born in 2025.
Wait for July: You will receive instructions to log in to
trumpaccounts.govto view the balance after the system goes live in July 2026.
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