SoFi Technologies (SOFI) 2030 stock price predictions vary significantly, with projections ranging from around $15–$30 to over $300, but many forecasts center in the $17 to $50 range, according to recent financial analyses.
These predictions depend heavily on factors like the company’s ability to maintain strong revenue growth, expand its membership and fintech ecosystem, and achieve profitability.
⚠️ Disclaimer / Caveats
Any prediction out to 2030 is highly speculative. A lot can change: interest rates, regulation, competition, macroeconomics, execution risk, etc.
Most forecasts assume certain growth rates, margin expansions, and favorable conditions—if reality deviates, outcomes could be much worse (or better).
These are not firm “guarantees,” just models and scenarios.
What Forecasts & Analysts Are Saying
Here are some published forecasts and scenarios for SoFi (SOFI) toward 2030:
Source / Scenario | Estimated 2030 Price / Range | Key Assumptions / Notes |
|---|---|---|
| CoinCodex | ~$17.75 (if current growth continues) | Based on 10‑year average growth |
| 24/7 Wall St. | $17.56 | Assumes ~10% YoY revenue growth |
| CoinCodex (range) | $18.40 to $39.69 | Offers a “min → max” scenario range |
| PocketOption (multiple scenarios) | Conservative: $45–65, Base: $150–200, Bull: $250–300+ | Bases on “hybrid fintech + banking” success and high growth |
| Ultima Markets | $15 to $30 (base ~$20) | Depending on growth, profitability, adoption |
| Reddit / Community Scenario | $33 to $53 | More bullish view assuming strong execution and high multiples |
From more conservative to highly bullish, the range is wide. Some see a modest growth to ~$15–$20 by 2030, others envision much more if SoFi becomes a dominant fintech + banking hybrid.
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My Reasoned Estimate for 2030
Putting together the base forecasts, risks, and growth prospects, here’s what I consider a plausible “base‐case” range for SoFi in 2030:
Base case: $15 – $30
Bear case (if growth falters, regulation/interest headwinds): $8 – $15
Bull case (strong execution, favorable macro): $30 – $60+
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