SoFi Activate Card : How do I activate my SoFi Credit card?

SoFi Activate Card : How do I activate my SoFi Credit card?

Earn up to 3% cash back toward your financial goals when you apply for a SoFi Credit Card and activate it, get approved, and set up direct deposit through SoFi. Plus, there’s no annual fee. To be eligible for a SoFi credit card, you must be at least 18 years old (or the legal age required by your state of residence), have a physical U.S. mailing address, possess a valid Social Security number.


Once you apply and get activated for the SoFi Credit Card, not only can you tap to pay while you’re out making purchases—you can tap to play for a chance to win a welcome bonus between $10–$10K in rewards points.

Upgrade from 2% cash back rewards to 3% cash back rewards for a whole year by getting approved for a SoFi Credit Card and setting up direct deposit. But that’s not all—you’ll also get up to a $300 bonus.

Article Name SoFi Activate Card
SoFi Credit Card Login
Customer Service Number (855) 456-SOFI (7634)
Activate your card Click Here

How do I activate my SoFi card?

  1. Log into your SoFi checking account.
  2. Select the ‘More’ icon.
  3. Select ‘Debit Card.’
  4. Activate your debit card to use everywhere.
  5. Select Activate.
  6. Enter the last four digits of your Social Security number to confirm identity, then click “Next”.
  7. Enter the card’s expiration date and 3-digit CCV number.
  8. Create a 4-digit PIN and re-enter the PIN to confirm. Then, click “Next”.

If the member elects to skip PIN entry, they will receive a pop-up notifying them that they cannot complete any transactions that require a PIN until a PIN is created.


NOTE: If PIN creation is skipped during the activation process, the member may return to set a PIN at a later time in the “Card Actions” section of their account.

If the card activation is successful, a confirmation screen will appear that the card is ready to use

If the card activation is not successful, an error message will appear and the member must try again and re-enter the required information to activate the card.

How can I redeem the rewards I earn on my credit card?-

You will be earning rewards right away (1 points for every 1 dollar spent which is equivalent to 1 cent). You will see the points earned from your spend in real-time. You will be able to redeem 2 points for every 1 point earned into a SoFi Money Account or towards a paying down an eligible SoFi loan

How do I get started applying for a SoFi credit card online?

Click here to apply for a SoFi credit card online. You will be asked to provide your name, state, and email address. You will then need to create a password to finish registering your account. After you’ve registered, you’ll just need to provide a little more information to determine if you qualify for the SoFi credit card. Then, review the terms and conditions and submit your application. If approved, you can start using your SoFi credit card immediately via a digital wallet. You will also receive a physical card by mail 7 to 10 business days after approval.