Activate Login : Enroll, Activate and Manage your REI Co-op Mastercard Activate Login : Enroll, Activate and Manage your REI Co-op Mastercard

Enroll, activate and manage your REI Co-op® Mastercard® account here. Having trouble seeing your REI Co-op Mastercard account after signing in?


Go here to find your account or please call 844-480-5934.

Members, apply for the card that earns 5% in rewards on REI Co-op purchases and 1.5% in rewards on all other purchases. Plus, redeem rewards as you earn them.

 REI Co-op, the largest consumer co-op and outdoor specialty retailer in the United States, and Capital One, introduced their card partnership and launched the new REI Co-op® Mastercard® program. This new program offers existing and new cardholders a compelling set of benefits and inspires members’ daily pursuit of a life outside by rewarding everyday purchases to support their outdoor adventures.

Credit card graphic Activate My Card Online:-

Activate your card as soon as it arrives, and you can start enjoying all it has to offer

  1. Sign in to your account ( login)—online or on the Capital One Mobile app. (Text “MOBILE” to 80101 for a link to download)
  2. Choose the account linked to your debit card
  3. Look for a button to activate your card ( activate card) next to the debit card delivery tracker online, or below your account balance in the mobile app
  4. Select “Activate Your Card” and follow the steps shown. You may be asked to set a PIN to complete the activation process

REI Co-op Mastercard

The new REI Co-op Mastercard, made of 85% recycled materials, offers benefits for REI members that recognize their passion for the outdoors, including:

  • 5% back in REI Co-op Mastercard Rewards for purchases at REI, including on sale items, used gear, store services and REI gift cards
  • 1.5% back in REI Co-op Mastercard Rewards on purchases everywhere else
  • No annual fee and no foreign transaction fees
  • Card rewards that will not expire for the life of the account and members can redeem rewards as they earn them
  • A welcome bonus offer of a $100 REI gift card for new cardholder accounts, after the first out of store purchase made within the first 60 days of opening the account
  • A $50 REI Co-op annual statement credit when they use their card to book an REI Co-op Experience
  • The ability to earn double card rewards on REI purchases during an annual special event period
  • The ability to choose to display their preferred name on their card*

Mastercard’s World Elite® exclusive offers on ridesharing, food delivery and online shopping; discounts on movie tickets and access to Priceless® Experiences; and peace of mind with protection from identity theft and fraudulent purchases.

What do my Total REI Rewards include?

Your Total REI Rewards include:

  • Your Co-op Member Reward, which is typically 10% back* annually on eligible full price purchases; and
  • REI Co-op® Mastercard® Rewards (if you’re an REI Co-op Mastercard holder)

*10% is typical but not guaranteed. Your Co-op Member Reward is based on eligible net qualified purchases, which exclude REI Outlet items, sale, clearance, discounted items, used gear, gift cards, REI classes, tours and events, REI adventure travel, shipping charges, service fees (e.g., rentals, labor, shop services), membership fee, REI Cooperative Action Fund donations, postage, event tickets, passes or registrations, government agencies and sales tax.

How can I spend my Total REI Rewards? 

You can shop at REI with your Total REI Rewards as soon as you receive notice of them in the mail. Notices go out in March to active members who earned Total REI Rewards on eligible purchases during the previous year. They’re valid through their respective listed expiration dates. Only the primary member (not a spouse or other family member) may redeem their Total REI Rewards.

REI Co-op Mastercard Rewards can be redeemed as they’re earned and are available for redemption when posted to your account (generally 1-2 business days after the purchase is posted).

To redeem your Total REI Rewards:

  • Shop online at or REI Outlet
  • Shop at any REI store
  • Shop with the REI mobile app (download free from the App Store)
  • Book a trip with REI adventure travel

To redeem your Total REI Rewards on an REI order by phone, call:

1-800-426-4840 (U.S. and Canada)

1-253-891-2500 (International)

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