The One Key™ Card is a travel rewards credit card, part of the Expedia Group and Wells Fargo collaboration, designed for travelers looking to earn rewards on travel and everyday spending without an annual fee.
Cardholders can earn OneKeyCash™ rewards, which can be used for bookings on Expedia, Hotels.com, and Vrbo, and they enjoy several travel-related benefits and perks.
Key Features
Earn 3% in OneKeyCash™ on Expedia, Hotels.com, Vrbo, as well as everyday categories like gas stations, grocery stores, and dining.
Earn 1.5% in OneKeyCash™ on all other eligible purchases.
No annual fee for the basic One Key™ Card.
Welcome bonus: $300 in OneKeyCash™ after spending $1,000 in the first three months.
No foreign transaction fees, making it travel-friendly.
Rewards Redemption
OneKeyCash™ can be redeemed for eligible bookings, such as flights, hotel stays, and vacation rentals across Expedia, Hotels.com, and Vrbo.
Members instantly move to One Key Silver tier, unlocking additional discounts and travel perks.
Also Read : Roblox Error Code 280 | Fixes that Work
Added Benefits
Cellular phone protection up to $1,000 (subject to a deductible).
Trip cancellation and interruption insurance.
Auto rental collision damage waiver (up to $50,000).
Travel accident insurance up to $1,000,000.
Comparison to One Key+™ Card
There is also a premium version, the One Key+™ Card, which has a $99 annual fee, a higher welcome bonus, increased ongoing rewards in non-travel categories, statement credits for Trusted Traveler Programs, and automatic Gold tier status, which offers even more travel perks.
Suitability
The One Key™ Card is most ideal for travelers who frequently use Expedia, Hotels.com, or Vrbo, as well as for everyday spending, providing an accessible no-fee option with valuable travel rewards and protections.
Compare One Key Card vs One Key+ Card benefits
The One Key™ Card and One Key+™ Card both offer rewarding travel benefits, but the One Key+™ Card includes several additional perks that justify its annual fee for frequent travelers.
Rewards and Earnings
Feature | One Key™ Card | One Key+™ Card |
|---|---|---|
| Annual Fee | $0 | $99 |
| Welcome Offer | $400 OneKeyCash after $1,000 in 3 months | $600 OneKeyCash after $3,000 in 3 months |
| Earn on Expedia/Hotels/Vrbo | 3% OneKeyCash | 3% OneKeyCash |
| Earn on Gas, Grocery, Dining | 3% OneKeyCash | 3% OneKeyCash |
| Other Purchases | 1.5% OneKeyCash | 2% OneKeyCash |
Exclusive Benefits
Benefit | One Key™ Card | One Key+™ Card |
|---|---|---|
| Annual Anniversary Credit | None | $100 OneKeyCash every year |
| Global Entry/TSA PreCheck Statement Credit | None | Up to $120 every 4 years |
| Elite Status | Automatic Silver (Gold after $15,000 spent) | Automatic Gold (Platinum after $30,000 spent) |
| Hotel Discounts (VIP Access Perks) | 15%+ with Silver status | 20%+ with Gold status, room upgrades |
| Foreign Transaction Fees | None | None |
| Cell Phone Protection | Up to $1,000 per claim | Up to $1,000 per claim |
| Trip Cancellation/Interruption Insurance | Covered | Covered |
| Auto Rental Collision Damage Waiver | Up to $50,000 | Up to $50,000 |
| Travel Accident Insurance | Up to $1,000,000 | Up to $1,000,000 |
Which Is Better?
The One Key™ Card is ideal for those who want travel rewards without an annual fee and still receive valuable protections and discounts.
The One Key+™ Card suits frequent travelers seeking bonus travel credits, faster elite status, higher ongoing rewards on everyday purchases, and credits for travel programs, as its $99 fee is offset by annual credits and enhanced benefits.
Both cards feature strong travel protection and rewards, but the One Key+™ Card is the clear winner for those willing to pay an annual fee for upgraded benefits, credits, and status.
Be the first to comment