Nintendo eShop error code 2813-0119 indicates a Payment Processing Failure. It means that the Nintendo eShop system cannot verify or charge your credit/debit card.
This is not a problem with your console hardware; it is strictly a transaction issue between Nintendo’s servers and your bank.
Here is how to fix it:
1. The Most Likely Cause: “Soft Block”
If you have tried the transaction multiple times in a row, Nintendo’s security system may have temporarily blocked your account from making card purchases to prevent fraud.
The Fix: You must stop trying for 24 hours. Repeatedly trying to “force” the payment will only reset the timer.
2. Immediate Workarounds (If you can’t wait)
If you need to buy the game right now, the error usually only applies to the direct use of that specific card. You can bypass it by using a different method:
Method A: Use PayPal. Link your PayPal account to the eShop. This almost always bypasses the error because PayPal handles the bank verification.
Method B: Buy a Digital eShop Card. Go to Amazon, Best Buy, or another retailer and buy a digital Nintendo eShop gift card. They will email you a code instantly. Redeem this code in the eShop to add funds to your wallet, then buy the game using your balance.
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3. Check Your Card Details
If you haven’t tried multiple times yet, check these common triggers:
Region Mismatch: Your credit card’s billing address must match the region set on your Nintendo Account (e.g., you cannot use a US credit card on a Japanese eShop account).
Expiration: Ensure the card on file hasn’t expired.
Bank Flag: Your bank might have flagged the purchase as “suspicious” (common with international companies like Nintendo). You may need to open your banking app and approve the transaction.
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