My Best Buy Credit Card : Steps to get the Best Buy Credit Card Online

My Best Buy Credit Card : Steps to get the Best Buy Credit Card Online

Get 5% back in rewards on all Best Buy purchases with standard credit.

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases when you choose Standard Credit with your Best Buy Credit Card. If you are a My Best Buy Elite Plus member, you’ll get a 3 point bonus (an additional 1% back in rewards, for a total of 6%) per $1 spent when using a My Best Buy Credit Card with Standard Credit. Points are not awarded on promotional credit purchases. Does not include tax. Additional limitations may apply. Subject to My Best Buy Program Terms. Offer valid on and in select stores only.

How to Apply for Best Buy Credit Card

Create an account on

Creating a Best Buy account is the first step in applying for a retail credit card. Signing in to your account is as simple as visiting the store’s website and entering your password.  The first time you sign up, you’ll need to provide personal information.

Fill out the application.

You’ll be able to access the application once you’ve registered an account on the Best Buy website. In order to apply for a credit card, you will be transferred to Citigroup Inc., or you can go to, click on the “credit cards” link, and pick “apply now.”

Select the sort of card you want.

A decision is made after you’ve completed the application. My Best Buy Visa or My Best Buy credit card (store card) are your options if you’ve been accepted for a card.

In-store incentives and promotional financing are available on both cards. It is possible to earn additional benefits on purchases made outside of Best Buy by using the Best Buy Visa Card.

My Best Buy credit cards

Accept the fees and rates of interest.

Finally, you must agree to the Best Buy interest rates, charges, and fees after completing your application and selecting your preferred card. In general, the Annual Percentage Rate (APR) on purchases will be roughly 25.49 percent based on the current market interest rate. Interest charges start at $2 and can go considerably higher.

I’m eagerly awaiting the arrival of your new credit card.

In the event that your application is accepted, you will receive a mailing address for the card in the mail. After your application has been approved, you should receive it within 7 to 14 days.

The online approval process is fairly fast. If you’ve been accepted, you’ll know within a minute.

Existing Cardholders:

The quickest way to manage your account is through our 24/7 self-service options:

  • Online: Check your balance, view your statements, make a payment and more. Manage your account*
  • By phone: Access your account through our automated voice response system at 1-888-574-1301. We’ve made it even easier to self-serve and obtain account information, as well as to make a payment. Please have your account number ready when you call.

My Best Buy Credit Card

  • Credit card that can only be used at Best Buy
  • We match prices on in-store purchases and in-store prices on purchases.
  • Choose 5% back in rewards or flexible financing on all Best Buy purchases

My Best Buy Visa

  • Credit card that can be used at Best Buy and where Visa is accepted.
  • Choose 5% back in rewards or flexible financing on all Best Buy purchases
  • Get 3% back in rewards on gas purchases
  • Get 2% back in rewards on grocery, dining and takeout purchases
  • Get 1% back in rewards where Visa is accepted
  • Limited-time bonus reward category offers to get more rewards faster

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