Monzo Credit Card Apply Online and Login : How To Pay Cash Into Monzo
You can apply for a new Monzo Credit Card by visiting the page https://monzo.com/sign-up/ and enter your email address you’d like to use to apply. Monzo gives you Mastercard’s exchange rate, without adding any fees or additional charges.
With Monzo, you can make free withdrawals from all ATMs within the European Economic Area (EEA) if you’re a Monzo Plus or Full Monzo customer.
Already have a current account with Monzo?
You can sign up straight from your phone. Tap on your profile picture on the top left of your screen, scroll all the way down to ‘Do more with Monzo’, then tap ‘Apply for a Business account’
You’ll need the same email address and phone number for all things Monzo
If you started a business account application and you’re just coming back, or you’ve already got a personal account, you’ll need to use the same email address to sign in
Outside the EEA, you can take out up to £400 for free every 30 days. After that, we charge a 3% fee
If you’re not Full Monzo and don’t have Monzo Plus, you can take out up to £250 every 30 days in the EEA for free, including the UK, with a 3% charge after. Outside the EEA, you can take out up to £200 for free every 30 days. After that, we charge a 3% fee.
Higher interest rates for cash.
There’s often a higher interest rate for withdrawing money or buying a foreign currency on your credit card – even if you pay it off before the end of month. Your credit score may go down too. You may be better off with a loan or overdraft if you want to borrow money and take it out as cash.
A Monzo current account is required to apply for Flex. Eligibility criteria and Ts&Cs apply. 18+ years olds only. Missed payments may negatively impact credit scores.
Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).