To activate your new Lloyds Bank credit card, login into lloydsbank.co.uk and Enter your Card Number. Now Enter your Date of birth. Finally enter the Expiry Date on the Card. Click on Activate Button and the Card will be activated.
🟢 Credit Card Activation
You must activate your Lloyds credit card before use. Here’s how:
A. Online
Visit the official Lloyds activation page.
Enter:
your 13–16 digit card number
date of birth
expiry date
Click Activate — the card is ready immediately.
B. Mobile App
Open the Lloyds Mobile Banking app
Navigate to Credit cards → Activate credit card (there’s often a prompt in your notifications)
Confirm your card details and tap Activate.
C. Phone
Call from 7 am–11 pm daily:
Free from UK: 0800 032 0444
From abroad: +44 2074 812 548
D. In-branch
Visit any Lloyds branch with your card present—they can activate it for you.
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🟡 Debit Card Activation
Good news: you generally don’t need to activate a Lloyds debit card. It comes active by default. For contactless, you’ll need to perform a chip-and-PIN purchase or ATM withdrawal first.
If you’re unable to use it:
Try a first transaction (ATM or in-store PIN purchase) to fully activate contactless.
Or call the support number if issues persist .
Click on Activate Button and the Card will be activated.
Getting started – find out everything you need to know about activating your Lloyds Bank credit card.
You’ll need your credit card to hand and we will need some of your personal information to complete the activation. If you’re already registered with Internet Banking, you’ll also need your log on details.
Depending on which credit cards you wish to set up, activating will enable you to use online features, including:
- setting up balance transfers.
- viewing online statements – Paper-free is a way that you can receive electronic statements and/or correspondence for eligible credit cards.
- setting up a Direct Debit – with a direct debit you have control over how much you choose to pay each month.
If you’re not already registered for Internet Banking, you can still activate your new credit card securely online
Your details are safe with us. We’re constantly adding new safety and security features so you can have peace of mind when banking online
Once you’ve activated your credit card you will also be given the option to create an Internet Banking account