LIC Premium Payment Online Direct Without Login

You can make an LIC (Life Insurance Corporation of India) premium payment online directly without logging into the LIC portal by using a few different methods.

Here’s how you can do it:

1. Through LIC’s Direct Pay Option:

LIC offers an easy way to pay premiums without having to log in by using the “Direct Pay” feature on their website.

Steps:

1. Visit the LIC Direct Pay Page:
   Go to the official LIC website: LIC Direct Pay.

2. Select ‘Pay Premium’:
   On the homepage, click on the “Pay Premium” option or look for the Direct Pay link.

3. Enter Policy Details:
   You will be asked to enter your Policy Number and Date of Birth of the policyholder. Make sure to enter the details correctly.

4. Select Payment Mode:
   After entering the policy details, you will see your premium details. Choose the payment mode (e.g., Debit/Credit Card, Net Banking, or UPI).

5. Confirm and Pay:
   Once you confirm the details, proceed to make the payment using your preferred payment method. After successful payment, you will receive a confirmation receipt on your email and SMS.

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2. Payment via Paytm or Google Pay (Bill Payment):

You can also use third-party apps like Paytm, Google Pay, or PhonePe to pay your LIC premium directly.

Steps (Example using Paytm):

1. Open Paytm App (or any similar app you prefer).

2. Search for LIC Premium Payment:
   In the search bar, type “LIC Premium” or go to the Bill Payment section and select LIC.

3. Enter Policy Details:
   Provide your Policy Number and Mobile Number or any other required information.

4. Choose Payment Method:
   Select your preferred payment method (e.g., Debit/Credit Card, UPI, Wallet).

5. Make Payment:
   After confirmation, complete the payment and save the receipt for future reference.

3. Payment via Bank’s Net Banking (Bill Pay Option):

Most banks offer Bill Pay services through Net Banking. You can pay your LIC premium through this option without logging into the LIC portal.

Steps:

1. Log in to Your Bank’s Net Banking Portal.

2. Navigate to Bill Payments.

3. Choose LIC as a Biller.

4. Enter Your LIC Policy Number and the Amount.

5. Proceed with Payment:
   Complete the payment through your preferred mode, and the transaction will be processed.

4. Payment via PhonePe or Google Pay (UPI):

You can also use UPI services like PhonePe or Google Pay to make a payment.

Steps:

1. Open the PhonePe or Google Pay App.

2. Go to the ‘Bill Pay’ or ‘Recharge & Pay Bills’ option.

3. Select ‘LIC Premium’ from the options.

4. Enter Policy Number and Amount.

5. Complete Payment via UPI:
   You can choose to pay using your UPI ID or linked bank account.

Important Tips:

• Ensure Policy Details: Double-check the policy number and premium amount before confirming the payment.

• Payment Confirmation: Always save the payment receipt (or screenshot) for future reference, in case of discrepancies.

• Email/SMS Notification: You will typically receive a confirmation SMS and email once the payment is successful.