IRS Payment Plan Submission Error | We are Unable to Process your Request

If you encounter an error message from the IRS stating, “We are unable to process your request, for a pre-assessed payment plan. please try again later” during an online payment plan submission, it could be due to various reasons.

Here’s a step-by-step guide to troubleshoot and resolve the issue:

Possible Causes and Solutions

1. Server Issues or Maintenance

   • Cause: The IRS website might be undergoing maintenance or experiencing high traffic.

   • Solution: Wait and try again later. Check the IRS website for any maintenance announcements.

2. Incorrect Information

   • Cause: Mismatch in the personal or tax information you entered (e.g., SSN, name, or tax details).

   • Solution:

     • Double-check the information against your latest tax return.

     • Ensure you are entering details exactly as they appear on IRS records.

3. Ineligibility for a Payment Plan

   • Cause: Not meeting the eligibility criteria (e.g., exceeding the maximum owed amount).

   • Solution:

     • Review eligibility requirements for payment plans on the IRS website.

     • If unsure, contact the IRS for clarification.

4. Technical Errors

   • Cause: Browser incompatibility or outdated software.

   • Solution:

     • Use an updated browser (e.g., Google Chrome, Microsoft Edge, Safari).

     • Clear your browser cache and cookies.

     • Disable browser extensions that might interfere with form submission.

5. Pending or Unresolved Tax Matters

   • Cause: Unresolved tax issues or processing delays with prior returns.

   • Solution: Contact the IRS to verify your account status and address any outstanding issues.

6. Payment Method Issues

   • Cause: Problems with the payment method selected (e.g., invalid bank details).

   • Solution:

     • Verify your payment details.

     • Ensure sufficient funds are available if paying by direct debit.

Also Read : Is Pay1040 Legitimate

Steps to Take If the Issue Persists

1. Contact the IRS

   • Phone: Call the IRS directly at 1-800-829-1040 for individual taxpayers or the specific number provided for payment plan inquiries.

   • TTY/TDD: Use 1-800-829-4059 if you have hearing impairments.

2. Use the IRS Payment Plan Application Form

   • If the online system continues to fail, submit Form 9465 (Installment Agreement Request) via mail.

   • Download the form from the IRS website here.

3. Check Your Account

   • Log in to your IRS account to verify any notices or details about your issue. Visit IRS Online Account.

4. Seek Professional Help

   • Consider consulting a tax professional or certified public accountant (CPA) for assistance.