To Activate Humana Spending Account Card, Click the “Activate Card” button (usually top right or center). You will need your card number, expiration date, and security code (CVV).
For the 2026 plan year, Humana has partnered with NationsBenefits for many of its allowance programs.
1. Official Login & Activation Site
Go to this address to activate your card or check your balance: Humana.NationsBenefits.com
To Activate: Click the “Activate Card” button (usually top right or center). You will need your card number, expiration date, and security code (CVV).
To Log In: Enter your Humana Member ID, Date of Birth, and Zip Code.
2. What You Can Do Here
Once logged in, you can:
Check Your Balance: See how much money you have for January 2026 (allowances usually reload monthly or quarterly).
Order Items: Shop for Over-the-Counter (OTC) medicines, vitamins, and first aid supplies to be shipped to your home.
Find Stores: Use the “Store Locator” to find local retailers (like Walmart, Walgreens, CVS, or Food Lion) where you can swipe your card.

Also read : molina.nations benefits.com Activate Card
3. Important 2026 Updates (Read This!)
Since you are asking this on January 2, 2026, keep these common issues in mind:
New Card Required: You cannot use your old 2025 card. You must use the new card sent to you in December. If you haven’t received it, call the number on your Humana ID card immediately.
“Card Declined” at Checkout?
Swipe, Don’t Scan: Many 2026 cards no longer have a barcode for the cashier to scan. You must swipe it like a credit card.
Select “Credit”: If the machine asks for Debit or Credit, always choose Credit. (No PIN is required).
Utilities & Rent: If your plan allows you to pay for utilities (electricity, water, internet), you usually have to do this through the NationsBenefits portal or app, not by swiping the card at the utility office.
4. Need Help via Phone?
If the website isn’t working, you can activate your card or check your balance by phone:
NationsBenefits Customer Service: 1-833-571-7587 (TTY: 711)
Humana Spending Account Line: 1-800-457-4708
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