How To Receive Money from Zelle: Does Zelle Work Internationally
Zelle is an easy way to send money directly between almost any U.S. bank accounts typically within minutes1. With just an email address or mobile phone number, you can quickly, safely and easily send and receive money with more people, regardless of where they bank.
How do I get started?
It’s easy — if your bank or credit union offers Zelle, it’s already available in your mobile banking app or online banking! Check your mobile banking app or sign-in to your online banking site and follow a few simple steps to enroll your Zelle profile.
Don’t see your bank or credit union listed? Don’t worry! Our network of participating financial institutions is always growing, and you can still use Zelle by downloading the Zelle app for Android and iOS.
To enroll with the Zelle app, enter your basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account. We do not accept debit cards associated with international deposit accounts or any credit cards.
How To Receive Money from Zelle:
If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes.
If you have not yet enrolled your Zelle profile, follow these simple steps:
- Click on the link provided in the payment notification.
- Select your bank or credit union.
- Follow the instructions provided on the page to enroll and receive your payment.
If your bank or credit union is NOT listed, then download the Zelle app and enroll your Visa or Mastercard debit card.
How to send money with Zelle
1. ACCESS ZELLE
Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle® app.
2. PICK A PERSON TO PAY
Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S.
3. CHOOSE THE AMOUNT
Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly.
How can I use Zelle?
You can send, request, or receive money with Zelle. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.” In most cases, the money is typically available in minutes. To receive money, just share your enrolled email address or mobile number with a friend or person you trust and ask them to send you money with Zelle.
Who can I send money to with Zelle?
You can send money to almost anyone you know and trust with a bank account in the U.S. When using Zelle®, at least one side of the transaction (sender or receiver) must have access to Zelle® through their bank or credit union.
If your bank or credit union offers Zelle – You can send money to almost anyone you know and trust with a bank account in the U.S.
If your bank or credit union does NOT offer Zelle– The person you want to send money to, or receive money from, must have access to Zelle® through their bank or credit union.
If your bank or credit union offers Zelle, please contact them directly to learn more about their sending limits through Zelle®.
If your bank or credit union does not yet offer Zelle, your weekly send limit is $500. Please note that you cannot request to increase or decrease your send limit.
Disbursements with Zelle
If you’re using Zelle® to send and receive money with friends, family and perhaps a small business, then you already know that Zelle® is a fast, safe and easy way to move money in the moment. But, did you know that you can also receive money from organizations, companies and even the government with Zelle®? This is also known as a disbursement.
Receiving money this way with Zelle® is just as easy – no additional enrollment steps or downloads needed if you’re already enrolled with Zelle® through your banking app!