How to Activate Scotia Credit Card : Activate Login Account

How to Activate Scotia Credit Card : Activate Login Account

Scotiabank is consistently recognized as an industry leader in key rankings and publications. Scotiabank garnered recognition when KKR & Co Inc. earned ‘Private Equity Deal of the Year,’ for a sequence of leveraged, local currency transactions totalling approximately US$1.5 billion in Chile and Colombia.


With Scotiabank serving as Financial Advisor, Joint Global Arranger and Joint Bookrunner, KKR successfully bid for a share of key fibre optic assets owned by Telefónica S.A. in Latin America. The transactions included the formation of new legal entities to create ‘first-of-their-kind’ open access networks, which will greatly expand digital access to millions of Chilean and Colombian homes.

How do I Activate my credit card?

You can activate any of your Scotiabank credit cards by visiting our online activation pageonline activation page. You can also activate your card over the phone:

For American Express or Visa cards, call 1-800-806-86001-800-806-8600.

For MasterCard, call 1-866-583-62891-866-583-6289. Activate Login Account:

Here’s what you need to set up your account for online banking:

  • Your Scotiabank debit card number: If you don’t have a Scotiabank debit card, you can use a Scotiabank Credit Card number, or your account number for your line of credit, investment, loan, or mortgage. For Small Business customers, a Scotiabank debit card number is required.
  • Your postal code: If you have multiple addresses, use the address we send your statements to.
  • Your home phone number, or your mobile phone number
  • Your email address
  • Your date of birth
  • Your mother’s maiden name


Add online banking access to your account

Click the link that follows and it will open a new window on a page that looks like this. If you have a Scotiabank debit card, please type in the number on the front of your card and press Continue.

If you don’t have a Scotiabank debit card, press the link I don’t have a ScotiaCard, select the product type and product/account number from your card, line of credit, loan, investment, or mortgage. Then click Continue. For Small Business customers, a Scotiabank debit card number is required.​


Enter your details

If you have a Scotiabank debit card number, you can skip to Step 4.

Select the account type you have, followed by the account or card number. Once completed, fill in your first name, last name, date of birth, and then click Continue.

step 3

Note: You may be asked for additional information to verify your identity on the following screens. Please enter the information, and click Continue, when prompted.

Step 4

Create a username and password

Create a username that’s easy to remember. For credit card customers, once this username is created you will no longer be able to sign in using your card number. Click Continue.

Create a strong password by using a unique word or phrase that you will easily remember.

Your password should be a combination of numbers and both uppercase and lowercase letters, as well as symbols – like an exclamation point or a question mark.

The more complex your password is – the stronger it will be.

Important note: For your privacy, don’t write down your password or share it with anyone.

Step 5

Start online banking!

You will be asked to agree to our Digital Access Agreement, which sets out your rights and obligations as well as Scotiabank’s.

Using online banking will help you safely complete most of the common banking tasks we all need to do.

How can I add a credit card to my profile?

To add a credit card to your profile:

  1. From your Accounts page, select Manage My Accounts
  2. Select Manage ScotiaCard & Account Access
  3. Go to ScotiaCard access settings and select the Online/Mobile Banking checkbox for your credit card
  4. Enter your Access Code and select Continue

How do I activate a supplementary credit card?

The primary cardholder or co-borrower will need to activate the new supplementary card by following the instructions listed on the card. If the primary cardholder is requesting a new credit card and supplementary card at the same time, both cards will be activated once the primary cardholder activates their account.

What is a ScotiaCard Security Code?

The ScotiaCard security code is a unique 3-digit number printed on the back of your ScotiaCard. It is used as an additional piece of information to confirm your identity.

The location of the code depends on which ScotiaCard you have:

  • On ScotiaCard debit cards with Visa Debit, the 3-digit code is next to the signature panel

  • On ScotiaCard debit cards without Visa Debit, the code is the last 3 digits following your ScotiaCard number on the back of your card

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