How To Activate Post Office Mobile Banking : Post Office Savings Account

How To Activate Post Office Mobile Banking :

Individuals can open a savings account with the India Post Office, which allows them to deposit money, keep it safe, and withdraw funds, all while collecting interest. It offers a savings account that is tailored to the demands of specific consumer groups and is designed to meet those needs.

For example, it provides the Premium savings account for its high-end customers as well as the Minor savings account for youngsters under the age of eighteen years. The bank provides a variety of services such as internet banking and mobile banking, and many of its savings account options do not require a minimum amount to be maintained.

Steps for Opening Post Office Savings Account Online

To open the savings account online in Post Office, you have to follow these steps:

  • Step 1: First, visit the official website of Post Office.
  • Step 2: Go to Savings Account option and select the option ‘Apply Now’.
  • Step 3: Fill the required details like Name, Contact number, Date of Birth, Address etc. and click on ‘Submit’.
  • Step 4: Verify the details with the documents like PAN and Aadhar or any other document as required by the bank.
  • Step 5: Post Office’s executive will verify all the submitted documents.
  • Step 6: After the successful verification of your documents, Post Office will share the welcome-kit containing debit cum ATM Card, PIN and cheque book with you.
  • Step 7: Once the account is activated, you can register your mobile number and use a debit Card and cheque book for banking services.

Steps for Opening Post Office Mobile Banking

If you want to avail India Post Internet Banking facility, then know how to activate it.

Step 1: Visit the home branch and fill the pre-printed application form

Step 2: Submit the application form along with the required documents

Step 3: An SMS alert will be given on the registered mobile number after processing

Step 4: Open the Internet Banking page using the URL mentioned in the SMS and use the hyperlink ‘New User Activation’

Step 5: Fill in the required details and configure internet banking login password and transaction password

Step 6: Now login and configure Security Questions and Answers with Passphrase. Passphrase is a security add-on feature that verifies that the customer is entering the Internet Banking URL of the actual DOP.

Post Office Savings Account Online

  • India Post Office offers a wide range of savings account products for specific customer groups.
  • Minimum balance requirement to open a savings account in India Post Office is Rs. 500.
  • You can get high returns up to 4.00% on a savings account.
  • Open instant India Post Office savings account online.
  • Internet banking and mobile banking facility available.
  • The facility of safe deposits locker facility, nomination available in India Post Office.

post office mobile banking 1

Post Office Savings Account

Post Office Savings Account is one of the safest ways to ensure that you can easily access your hard-earned money when you need it. It offers the option of full or partial liquidation of funds at a very short period. The moderate returns, coupled with safe and secure nature, makes it a viable option to park money.

Key Features:

  • 4.0% per annum on individual / joint accounts
  • Account can be opened by cash only.
  • Minimum balance to be maintained is Rs. 500/-
  • Cheque facility/ATM facility are available
  • Interest earned is Tax Free up to Rs.10,000/-
  • Nomination facility available
  • Minor after attaining majority has to apply for conversion of the account in his name
  • At least one transaction of deposit or withdrawal in three financial years is necessary to keep the account active.
  • One account can be opened in one post office.


  • A single adult, Joint Account (Maximum 2 adults), Minor above 10 years of age and A guardian on behalf of a minor or Person of unsound mind

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