How To Activate OPay Debit Card

How To Activate OPay Debit Card

To Activate your new OPay Debit Card, get the OPay app. Go to the OPay app’s “Cards” area and then tap the “Activate Card” button. Configure the card with your 4-digit PIN.

Get your OPay Debit card at select OPay agent stores instantly or apply on the OPay App and enjoy 10 free ATM withdrawals monthly and zero card maintenance fees. The OPay debit card is accepted at any ATM or POS or web.

How do I get an OPay debit card?

OPay Digital Services Limited is a company founded by Opera Norway AS Group with footprints in emerging markets across Asia, Africa and Latin America in countries like Mexico, Nigeria, Egypt and Pakistan.

Get your OPay Debit card at select OPay agent stores instantly or apply on the OPay App and enjoy 10 free ATM withdrawals monthly and zero card maintenance fees. The OPay debit card is accepted at any ATM or POS or web.

Opay is controlled by Opera Limited, a Norwegian company known for its web browsers and digital services. However, Opay is not directly owned by a traditional bank but instead operates as a mobile payment platform providing financial services through its app.

How To Activate Opay Debit Card

1) Get the OPay app on your phone or tablet and sign in.

2) To activate the card, go to the app’s “Cards” area and then tap the “Activate Card” button.

3) When you ordered the card, you were given a 6-digit activation code that you must enter.

4) Configure the card with your 4-digit PIN.

5) You should be able to activate and use your OPay debit card after entering the activation code and setting up your PIN.

How to open an OPay bank account?

To open an OPay bank account, you have another option – using the *955# magic code. Simply search for “OPay” on Google Play Store or iOS store, then download the app using *955# and set up your wallet with your name and phone number. Alternatively, click “Sign Up” on the same page to open an OPay wallet.

OPay Wallet Payment

The OPay Wallet Payment API allows you to debit any of your customers’ OPay wallet for transactions initiated via your website or mobile app. The transaction will then be authorized using the customers’ PIN and uniquely generated OTP, details which will be forwarded to us via API.

Mandatory preparations to accept OPay wallet payments on your platform

  1. Create a merchant account here
  2. Go to “Settings” and Retrieve your Merchant ID
  3. Go to “Settings” and click on the “API Keys & Webhooks” tab. Note your Secret & Public Keys as you’ll need them for your headers going forward
  4. If an endpoint requires a signature for authorization, kindly use our online signature calculator here.
  5. You could also specify a webhook URL if you desire to receive webhook transaction notifications from OPay. To calculate the callback signature, kindly use our online callback signature calculator here.

Register your merchant account: If you already have an OPay merchant account for your business, kindly login to your merchant dashboard open.opayweb.com to retrieve your staging credentials & whitelist your IPs. Else, you can create an account here.

Generate your staging account credentials: These credentials would be retrieved from the merchant dashboard and they include your MID (Merchant ID which remains the same for both staging and production environments), secret key, public/private keys as well as authentication tokens where applicable.