How To Activate HBL Debit Card : Activate your new HBL Debit Card
To activate your HBL Debit Card, generate your 5 digit activation code by sending the following SMS to 4250 using your HBL registered mobile number. This activation code will be valid for 3 days only.
Activate your new HBL Debit Card
To activate your HBL Debit Card, please follow the steps mentioned below:
Step 1: Generate your 5 digit activation code by sending the following SMS to 4250 using your HBL registered mobile number:
DC(Last 4 digits of your Debit card)
- This activation code will be valid for 3 days only.
- In case your activation code expires, follow step 1 to re-generate your activation code.
Step 2: Visit any HBL ATM with your HBL Debit Card, CNIC number and 5 digit activation code.
Step 3: At the HBL ATM, follow the steps mentioned below:
- Insert your HBL Debit Card into the ATM and select your preferred language (English or Urdu)
- Enter the 5 digit activation code
- Enter your date of birth (DD-MM-YYYY)
- Enter your 13-digit CNIC number
- Enter a 4-digit ATM PIN of your choice using the keypad
- Re-enter the ATM PIN for validation
Your HBL Debit Card will be ready for use once you’ve finished these procedures.
To change your ATM PIN, visit any HBL ATM, enter your current PIN, select “More Options” and go to “Change PIN.”
How can I use my card at a Point of Sale?
Present your HBL Debit Card to the merchant for your purchases. The merchant will insert your card on the electronic Point of Sale (POS) terminal When you receive the charge slip, check the amount, then proceed to sign it .
Please note that for cardholders who are prompted for a PIN at the POS device ( PIN for both ATM / POS usage is same) there will be no sales slip to sign, but rather the cardholder will be required to enter his / her PIN on the POS terminal, after which a receipt shall be printed and handed over to the cardholder (which does not require a signature).Don’t forget to take your card & your transaction slip back from the merchant.
Can my HBL Debit Card be used at shops/ATMs abroad?
HBL Debit Card is internationally accepted at retail outlets where MasterCard, Visa or Union Pay cards are accepted. It is also acceptable at all ATMs abroad that carry the MasterCard, Visa or Plus logos. You can view your account details and withdraw cash with the same ATM PIN that is used in your home country. Please note that you will need to activate international usage on your card by calling HBL Phone Banking through your registered number with HBL.
As per Federal Budget 2018-19, an advance tax of 1% for filers and 3% for non-filers is applicable from 1st July 2018 on all foreign transactions conducted on HBL Debit Card.