The Error Code U13 in Google Pay (or GPay) generally means the app is unable to connect to your bank’s servers (or establish a secure connection), so it can’t verify your account or complete the transaction.
Here are steps you can try to fix it:
🛠️ Troubleshooting Steps for Error U13
Check Internet Connection
Ensure you have a stable network (Wi-Fi or mobile data).
Try toggling Airplane Mode on/off or switching between Wi-Fi and mobile data.
Update Google Pay App
Go to Play Store / App Store, see if there’s an update for Google Pay.
Running an outdated version can cause communication errors.
Clear Cache & Data (on Android)
Go to Settings → Apps → Google Pay → Storage.
Tap Clear Cache, then Clear Data / Clear Storage.
This removes any corrupted files that might be interfering.
Restart Your Device
Power off and turn it on again. Sometimes a fresh session clears temporary glitches.
Re‑add / Verify Payment Method or Bank Account
Remove and then add your card or bank again.
Double-check that the bank account details (account number, IFSC, etc.) are all correct.
Wait & Try Later
The issue might be on your bank’s end (server downtime or maintenance).
Try your transaction at off-peak hours (late night / early morning) when server load might be lower.
Update Your Operating System
Ensure your phone’s OS is up to date.
Compatibility issues or old system bugs might block secure connections.
Contact Support (Bank / Google Pay)
If nothing works, contact your bank to see if there are restrictions or server issues on their side.
Also reach out to Google Pay support with the error code U13, device model, OS version, etc.
Also read : Oneplay Chyba 9000 | OnePlay Error 9000 Fixes
For UPI Transactions (Payment System)
Cause:
- The system did not receive or received an invalid acknowledgement (ACK) for the transaction.
Solutions:
- Monitor the transaction: The National Payments Corporation of India (NPCI) has been working on adding more clarity to error codes for non-financial transactions, so keep an eye on updates or contact your bank for specific details.
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