ELM Street Capital Spam Calls | What you can do

“Elm Street Capital” appears in multiple reports related to spam / scam phone calls. Some people receive multiple pre‑recorded calls every day from Elm Street Capital. 

Here’s a summary of what people have found so far, how to tell if a call is likely scam, and what you can do about it.

🔍 What the reports say

• According to the BBB Scam Tracker, some people receive multiple pre‑recorded calls every day from Elm Street Capital. 
  The calls often say something like: “We are holding a pre‑approval loan for $40,000 for you. The estimated payment is $425/month. Press 2 to speak, 9 to opt‑out.”

• Robokiller has flagged certain phone numbers (e.g. (838) 444‑9571, (845) 941‑9455) as being used by Elm Street Capital for debt consolidation / loan offers via robocalls.

• Nomorobo also lists a similar script: calls offering personal loans, using voiced messages with options to press “2” or “9” (for representatives or to stop calls).

• There is also a BBB profile for Elm Street Technology which explicitly states they are not Elm Street Capital and that people are confusing them. The profile says Elm Street Capital is engaging in robocalls to consumers about loan opportunities.

⚠️ Why these calls are likely scam / spam

Putting together the clues:

• The calls are unsolicited and high‑frequency.

• They offer large sums with little credible proof of legitimacy (“pre‑approval” loans etc.)

• They use robocall style (automated voice messages) and multiple numbers.

• Pressing “2 to talk” is a common tactic to get people to engage, possibly to extract personal info or push for some upfront fees.

• Even the opt‑out option (“press 9”) reportedly does not always stop the calls sustainably.

All of these are red flags for a scam/harassment campaign.

Also Read : 80607 Text Message | Potential Risks

✅ What you can do about it

Here are practical steps to protect yourself and reduce or stop these calls:

1. Don’t respond / press buttons

   • Pressing “2” or “9” may just confirm your number is live, leading to more calls. If you must, say you’re not interested and hang up.

2. Block the number(s)

   • Use your phone’s block feature. Though they often change numbers, blocking helps somewhat.

3. Register complaints / report

   • Report the numbers to your phone carrier. Carriers sometimes block numbers identified as spam.

   • Check if there is a national “do not call” registry in your country and register.

   • Report the calls to consumer protection agencies (in the U.S., that’s the FCC or FTC; in India, TRAI).

4. Use call‑filter / spam‑blocking apps

   • Apps like Truecaller, Robokiller, Nomorobo etc. can identify or auto‑block known spam numbers.

5. Document everything

   • Save call logs, screenshots of voicemails or transcripts. If the calls become harassment, evidence helps.

6. Be careful with any “pre‑approval” or “loan access” offers

   • Always verify the legitimacy of the company via independent sources.

   • Never give out sensitive personal info (bank account numbers, social security / PAN / Aadhaar etc.) over the phone unless you initiate contact and verify credentials.