The “CL46 Error” in the context of the SSS (Social Security System) in the Philippines is a specific issue that members encounter, particularly when trying to apply for loans online, most notably the Calamity Loan.
The error CL46 in SSS (Social Security System – Philippines) typically refers to a system error or incomplete/inconsistent information during online transactions, like:
Loan applications
Contributions posting
Benefit claims
My.SSS portal updates
🔍 What Does CL46 Error Mean?
While SSS doesn’t officially publish a detailed list of error codes, based on user reports, CL46 likely indicates:
❗ “Invalid or incomplete member data.”
This could be caused by:
Incorrect SS Number, birthdate, or name spelling
A mismatch between your employer’s records and SSS system
Submitting forms without required fields or attachments
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✅ How to Fix CL46 Error in SSS
1. Double-check your info
Go to the My.SSS portal
Verify your personal details are correct (Name, SS Number, Birthday)
2. Clear browser cache or try a different browser
Sometimes the error is due to a session or cache issue.
3. Use the latest version of Chrome or Firefox
Outdated browsers can cause form errors on SSS.
4. Try outside peak hours
Heavy traffic on the portal can trigger internal errors like CL46.
5. Contact SSS directly
If none of the above works:
📧 Email: member_relations@sss.gov.ph
☎️ Hotline: 1455 (within PH)
Or send a message via the SSS Facebook page
Provide:
Your full name
SS number
Screenshot or full text of the error
The action you were trying to perform (e.g., apply for salary loan).
Verify Calamity Declaration for Your Area:
If you are applying for a Calamity Loan, confirm that your specific city/municipality has indeed been officially declared under a state of calamity and that SSS has already opened the application window for that area.
In summary:
The CL46 error for SSS usually indicates that the specific online service you’re trying to access is not currently available for your account or location, or the system is undergoing maintenance. Patience and checking official SSS channels for updates are your best first steps.
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