Citi Custom Cash Card Review : How Citi Custom Cash Card Will Work

Citi Custom Cash Card Review : How Citi Custom Cash Card Will Work

The Citi Custom CashSM Card is a Mastercard® credit card that provides cardmembers with opportunities to earn cash back. Cardmembers never have to sign up for rotating bonus categories. Customers will earn 5% cash back on purchases in the top eligible spend category each billing cycle, up to the first $500 spent.

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After that, cardmembers will earn 1% on purchases in that category. Cardmembers will also earn unlimited 1% cash back on all other purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1 point per $1 on all other purchases.

Points can be redeemed for cash back as a direct deposit, statement credit, check or for gift cards, travel, or Shop with Points at Amazon.com or PayPal.

Earn 5% cash back on your highest eligible spend category each billing cycle up to $500 spent and 1% cash back thereafter.

Earn $200 cash back after you spend $750 on purchases in the first 3 months of account opening

Get 0% Intro APR for 15 months on purchases and balance transfers. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness. Balance Transfers must be completed within 4 months of account opening

Earn 5%

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Earn 1%

Earn unlimited 1% cash back on all other purchases.

HOW CITI CUSTOM CASH CARD WILL WORK

Spend

Use the Citi Custom Cash CardSM for all your purchases.

Earn

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.

Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases.

Redeem

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com

Repeat every month. No enrolling. Just earning.

Citi Custom Cash<sup>SM</sup> Card image

CASH BACK CREDIT CARD BENEFITS

Automatic Account Alerts

Alerts keep you informed and stress-free. Once you’ve set up alerts, we’ll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Bank anywhere with the Citi Mobile® App

The Citi Mobile® App gives you access to your account virtually anywhere, anytime. View your current balance, available credit, your spend summary, easily make payments and so much more.

Choose Your Payment Due Date

Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

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