Citi Bank Fraud Prevention Number | Official Channels for Reporting Fraud

To report issues, complaints or questions about Citi banking accounts, cards, fraud, ATMs, or malware via please contact at 1-800-248-4226, 1-800-945-0258 TDD/TTY (Banking) or 1-800-950-5114, 1-800-325-2865 TDD/TTY (Citi Cards).

Here are the official fraud prevention numbers for Citibank in the U.S.

  • For Fraud or Identity Theft: 1-800-374-9700
  • For Citibank Credit Cards: 1-800-950-5114
  • For Banking Accounts (Checking, Savings, etc.): 1-800-248-4226

Here’s how to get help safely:


Official Channels for Reporting Fraud

1. Use the Number on the Back of Your Citi Card

For credit or debit card fraud, the safest approach is to call the fraud hotline listed on the back of your card. This ensures you connect directly to Citi’s verified support.

2. Citi’s Trusted Support Lines

  • General Citibank Support:
    If you’re worldwide, you can call 1‑800‑248‑4226 for general assistance or concerns related to fraud.

  • Citi Online Phishing & Scam Reporting:
    Forward suspicious emails to spoof@citi.com—don’t click on any links or retype headers.

Also Read : Publishers Clearing House Scams


Why Reddit Reports May Be Confusing

Customers on Reddit report varying experiences:

  • Frustration with automated messages like “planned system upgrade” when calling common fraud numbers (e.g. 1‑800‑950‑5114, 1‑844‑447‑9417, 1‑800‑842‑6596).

  • Some users listed internal Citi escalation numbers such as:

    • ATO (Account Takeover) Fraud: 866‑493‑4259

    • Executive Response Unit (ERU): 866‑336‑7285 or 605‑331‑1698.

Reddit can be helpful—but also confusing. Always verify numbers via official sources like Citi’s website or documents.


Quick Reference Table

SituationNumber / Action
Card Fraud (back-of-card)Use the number printed on your Citi card
General Fraud or Help Needed1‑800‑248‑4226
Suspicious Email or PhishingForward to spoof@citi.com
Internal Escalation (if needed)ERU: 866‑336‑7285 or 605‑331‑1698

Pro Tips

  • Never call a number from a suspicious text or email. Instead, visit citi.com or use the mobile app to find verified numbers.

  • Be cautious even if the number looks familiar—numbers can be spoofed.

  • If you’re ever uncertain, hang up and initiate contact using official channels only.

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