The Chase Sapphire Reserve card currently offers a sign-up bonus of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
š Current Offer
60,000 bonus points after spending $5,000 in the first 3 months from account opening ā directly from Chase.
š Value Estimate
Via Chase Travel (1.5Ā¢/pt), the bonus is worth around $900 in travel credit.
š Eligibility & Restrictions
48-month Sapphire rule
Youāre only eligible if you havenāt received a Sapphire bonus (Preferred or Reserve) in the past 48 months.
One Sapphire card at a time
You cannot hold both Sapphire Preferred and Reserve simultaneously.
5/24 rule
Chase may decline if youāve opened 5+ personal cards across banks in the last 24 months.

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š” Tips & Tactics
Wait for a bigger bonus?
The SapphireāÆReserveās peak public bonus has been 100k (back in Jan 2017), with 80k appearing occasionally (last seen in 2022).
Since June 2024, the bonus has settled at 60k ā so itās unlikely to rise soon .
Check for targeted offers
Use CardMatch or check your Chase accountās āJust for Youā section for targeted bonus upgrades.
Referral bonus
Chase offers 10,000 points per referral, up to 100k points per year.
ā Should You Apply Now?
| Situation | Recommendation |
|---|---|
| You havenāt had a Sapphire bonus in 48+ months | Apply now if you can meet the $5k spend in 3 months ā the 60k bonus is solid value. |
| You have had a bonus within 48 months | Youāre currently ineligible. Wait until the 48-month window closes. |
| You aim for a bigger bonus | Watch for public or targeted offers above 60k (80k occasionally), but thereās no guarantee. |
| You refer friends | Earn additional points, on top of your bonus, via referrals. |
ā³ Timing & Final Thoughts
Chaseās 48-month clock: The safest strategy is to check exactly when your last welcome bonus posted. Add 48 months on top of that date ā you’ll be eligible again after that.
Great value today: 60k + $300 travel credit + premium perks is a compelling deal ā especially if you travel often and can meet the spending threshold.
Bottom line: The current signup bonus for Chase SapphireāÆReserve is 60,000 points after $5,000 in 3 months. Itās the best public offer right now and worth considering if you’re eligibleābut watch your 48-month timer and Chase’s 5/24 status first.
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