USA Archives - Seminarsonly.com https://www.seminarsonly.com/news/category/usa/ Tech Support, Latest Games News, Finance Tue, 23 Dec 2025 10:22:37 +0000 en-US hourly 1 https://wordpress.org/?v=6.9 https://www.seminarsonly.com/news/wp-content/uploads/2025/06/favicon.bmp USA Archives - Seminarsonly.com https://www.seminarsonly.com/news/category/usa/ 32 32 CT School Closings | Major School Districts Reporting Closures https://www.seminarsonly.com/news/ct-school-closings-major-school-districts-reporting-closures/ https://www.seminarsonly.com/news/ct-school-closings-major-school-districts-reporting-closures/#respond Tue, 23 Dec 2025 10:22:37 +0000 https://www.seminarsonly.com/news/?p=101410 As of the morning of Tuesday, December 23, 2025, there are significant school closings across Connecticut. Many districts have closed or have early dismissals due to a mix of winter weather conditions (light snow/ice) and [...]

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As of the morning of Tuesday, December 23, 2025, there are significant school closings across Connecticut. Many districts have closed or have early dismissals due to a mix of winter weather conditions (light snow/ice) and the start of the scheduled Winter Break.

Major School Districts Reporting Closures

According to the latest reports from FOX61 and NBC Connecticut:

  • Hartford Public Schools: CLOSED

  • New Britain Public Schools: CLOSED

  • New Milford Public Schools: CLOSED

  • Torrington Public Schools: CLOSED

  • Winchester Public Schools: CLOSED

  • Canton Public Schools: CLOSED

  • Regional School Districts: 07, 12, 14, and 15 are CLOSED.

  • CREC Schools: Most CREC magnet schools (Academy of Science, Aerospace, Arts Academy, etc.) are CLOSED.

  • Colleges: CT State Community Colleges (Asnuntuck, Capital, Middlesex, Northwestern, Norwalk, Tunxis) are listed as CLOSED.


Scheduled Early Dismissals

Some districts that are not fully closed are operating on an Early Dismissal schedule to begin the Winter Recess.

  • New Haven Public Schools: Early Dismissal scheduled for today (Dec 23).

  • Other Districts: Please check your specific town, as many planned to have a half-day today before the holiday break.


Where to Check Your Specific Town

Since this list changes rapidly, please check these official local news closing lists for your specific town:

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University of Washington Acceptance Rate | Key Factors for Admission https://www.seminarsonly.com/news/university-of-washington-acceptance-rate-key-factors-for-admission/ https://www.seminarsonly.com/news/university-of-washington-acceptance-rate-key-factors-for-admission/#respond Sun, 21 Dec 2025 07:23:53 +0000 https://www.seminarsonly.com/news/?p=101326 For the most recent admissions cycle (Class of 2029, entering Fall 2025), the University of Washington (Seattle) had an overall acceptance rate of approximately 39%. However, this single number is heavily skewed by residency status [...]

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For the most recent admissions cycle (Class of 2029, entering Fall 2025), the University of Washington (Seattle) had an overall acceptance rate of approximately 39%.

However, this single number is heavily skewed by residency status and intended major. The difficulty of getting in varies drastically depending on whether you are a Washington resident and whether you are applying for “Direct to Major” programs like Computer Science or Engineering.

Acceptance Rate Breakdown (Estimates)

Category Acceptance Rate Context
In-State (WA Residents) ~50–54% UW is mandated to prioritize Washington residents.
Out-of-State ~40–45% Generally more competitive and expensive.
Computer Science (In-State) ~25% Highly competitive “Direct to Major” admission.
Computer Science (Out-of-State) ~2–4% Extremely competitive; harder than many Ivy League schools.
Engineering (Out-of-State) ~30–35% Significantly harder than the general admit rate.

Also Read : Stone Disc Puzzle BG3 


Key Factors for Admission

  • The “Direct to Major” Hurdle:

    • For majors like Computer Science and Engineering, you must be admitted directly into the program as a freshman. If you are admitted to the university but not to these majors, it is virtually impossible to transfer into them later.

  • GPA Standards:

    • The university uses a holistic review, but numbers matter. The middle 50% of admitted students typically have:

      • High School GPA: 3.75 – 3.98 (Unweighted)

      • SAT: 1300 – 1520 (Test Optional, but high scores help for competitive majors)

      • ACT: 29 – 34

    • Application Volume:

      • Competition has surged recently. The university received nearly 70,000 applications for the Fall 2025 class, a significant increase from just a few years ago.


Recommendation:

If you are applying from out-of-state for Computer Science, treat UW as a “Reach” school, regardless of your stats. If you are applying for a less competitive major (e.g., Humanities, Social Sciences), the ~40% rate is a more accurate reflection of your chances.

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PIMCO GIS Income Fund | Performance and Yield https://www.seminarsonly.com/news/pimco-gis-income-fund-performance-and-yield/ https://www.seminarsonly.com/news/pimco-gis-income-fund-performance-and-yield/#respond Sat, 20 Dec 2025 07:46:03 +0000 https://www.seminarsonly.com/news/?p=101273 The PIMCO GIS Income Fund (Global Investors Series) is one of the world’s largest and most popular active bond funds. It is designed primarily to generate consistent monthly income for investors while preserving capital. Here [...]

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The PIMCO GIS Income Fund (Global Investors Series) is one of the world’s largest and most popular active bond funds. It is designed primarily to generate consistent monthly income for investors while preserving capital.

Here is a breakdown of the key details:


Quick Overview

  • Primary Goal: High current income (paid monthly).

  • Secondary Goal: Long-term capital appreciation.

  • Investment Style: “Go-anywhere” flexible bond strategy. It invests across the entire global fixed-income spectrum (government bonds, corporate debt, mortgages, emerging markets) rather than tracking a standard index.

  • Managers: It is managed by PIMCO’s top team: Dan Ivascyn (Group CIO), Alfred Murata, and Joshua Anderson.


Performance & Yield

  • Yield: Historically, the fund targets a competitive yield, often in the 6%–7% range (annualized), though this varies significantly by share class and currency (e.g., USD, SGD, EUR).

  • Payout Frequency: Monthly. This makes it popular with retirees or investors seeking regular cash flow.

  • Track Record: The fund is known for its resilience. It aims to protect against downside risk by balancing higher-yield assets (like non-agency mortgages) with high-quality defensive assets (like U.S. Treasuries).

Also Read : HDFC Flexi Cap Fund Direct Plan Growth


What It Invests In (Portfolio Composition)

Unlike a standard government bond fund, this fund is multi-sector. Its largest holdings typically include:

  1. Securitized Debt: Non-agency Mortgage-Backed Securities (MBS) are a core component.

  2. Investment Grade Credit: High-quality corporate bonds.

  3. Emerging Markets: Select exposure for higher yield.

  4. Government Bonds: U.S. Treasuries and other sovereign debt for stability.


Key Share Classes

The fund is available in different “classes” depending on whether you are a retail investor or an institution, and which currency you use. Common ISINs include:

  • Class E (Retail – USD): IE00B8K7V925

  • Class E (Retail – SGD Hedged): IE00B9K7T380

  • Institutional (USD): IE00B87KCF77


Risks to Consider

  • Credit Risk: Because it invests in corporate and mortgage debt, it carries more risk than a pure government bond fund.

  • Interest Rate Risk: While the managers actively adjust “duration” (sensitivity to rates) to protect the fund, rising interest rates can still temporarily lower the fund’s price (NAV).

Recommendation:

If you are looking to invest, check the specific share class available on your brokerage platform (e.g., “Class E Inc” for income distribution) to ensure you are buying the version that pays out cash rather than reinvesting it (“Acc” or Accumulation).

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1776 Military Bonus | $1,776 “Warrior Dividend” https://www.seminarsonly.com/news/1776-military-bonus-1776-warrior-dividend/ https://www.seminarsonly.com/news/1776-military-bonus-1776-warrior-dividend/#respond Sat, 20 Dec 2025 07:34:25 +0000 https://www.seminarsonly.com/news/?p=101265 Based on the announcements made this week (December 2025), here is everything you need to know about the $1,776 “Warrior Dividend” (also known as the 1776 Military Bonus). 1. What is it? It is a [...]

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Based on the announcements made this week (December 2025), here is everything you need to know about the $1,776 “Warrior Dividend” (also known as the 1776 Military Bonus).

1. What is it?

It is a one-time, tax-free cash payment of $1,776 for eligible U.S. military service members.

  • Purpose: To honor the 250th anniversary of the nation’s founding (1776).

  • Funding: While President Trump stated it comes from tariff revenue, official Department of Defense (DoD) sources indicate it is being funded by repurposing $2.6 billion in Basic Allowance for Housing (BAH) supplemental funds.


2. Who is Eligible?

You DO qualify if you met these criteria as of November 30, 2025:

  • Active Duty: All branches (Army, Navy, Air Force, Marines, Space Force, Coast Guard).

  • Rank: Pay grades O-6 (Colonel/Captain) and below. (Generals/Admirals O-7+ are excluded).

  • Reserves/Guard: You must have been on Active Duty orders for 31 days or more as of Nov 30.

You likely DO NOT qualify if:

  • You are a Veteran or Retiree (unless you were recalled to active duty).

  • You are a Reservist who was not on long-term active orders on Nov 30.

Also Read : viaplay.se Activate | Enter 4-Digit Code


3. When will I get it?

  • Status: Payments started hitting bank accounts as of yesterday, December 19, 2025.

  • Deadline: The DoD aims to have all payments deposited before Christmas (Dec 25).

  • Where to look: It will appear as a separate line item on your Leave and Earnings Statement (LES), likely labeled as a “BAH Supplement” or similar one-time entitlement.


4. Important Warnings

  • No Application Needed: This is automatic. Do not click links claiming you need to “apply” or “claim” your 1776 check. Those are scams.

  • Tax-Free: Since it is categorized as a housing allowance supplement, it is reported to be non-taxable.

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Short Christmas Wishes | Curated List https://www.seminarsonly.com/news/short-christmas-wishes-curated-list/ https://www.seminarsonly.com/news/short-christmas-wishes-curated-list/#respond Thu, 18 Dec 2025 06:45:35 +0000 https://www.seminarsonly.com/news/?p=101163 Here is a curated list of short Christmas wishes categorized by who you are sending them to, perfect for cards, texts, or social media tags. Classic & Short (Perfect for Tags/Texts) Merry Christmas and a [...]

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Here is a curated list of short Christmas wishes categorized by who you are sending them to, perfect for cards, texts, or social media tags.

Classic & Short (Perfect for Tags/Texts)

  • Merry Christmas and a Happy New Year!

  • Wishing you peace, love, and joy this holiday.

  • May your days be merry and bright.

  • ‘Tis the season to be jolly!

  • Sending you good tidings and great cheer.

  • Hope your Christmas is wrapped in happiness.

  • Warmest wishes to you and yours.

  • Eat, drink, and be merry!


Funny & Witty (For Friends)

  • You’re on my nice list… barely.

  • Merry Christmas! I hope you like the present you told me to buy you.

  • May your happiness be large and your bills be small.

  • Don’t get your tinsel in a tangle.

  • Christmas calories don’t count. Enjoy the cookies!

  • All I want for Christmas is… food.

  • Merry Christmas! (I’m only here for the pie).

Also Read : Jay Shree Ram Message Tone 


Warm & Sentimental (For Family)

  • Home is where the heart is, especially at Christmas.

  • You are the best gift I could ask for.

  • Thinking of you and sending love this holiday.

  • Grateful for you and our family traditions today.

  • Christmas isn’t a season, it’s a feeling. Miss you!

  • Merry Christmas to my favorite people in the world.


Professional (For Bosses/Colleagues)

  • Wishing you a restful holiday and a prosperous New Year.

  • Happy Holidays and thank you for your support this year.

  • Wishing you and your team a joyful festive season.

  • Season’s greetings and best wishes for 2026.

  • Enjoy the well-deserved break!

  • Warmest wishes for a wonderful holiday season.


Religious / Traditional

  • Jesus is the reason for the season.

  • May God bless you and your family this Christmas.

  • Joy to the World!

  • Wishing you the gift of faith and His love.

  • Glory to the newborn King.

Christmas Card


For someone going through a hard time (Grief/Loss):

  • “Thinking of you gently this holiday season.”

  • “I know this Christmas might be different, but I’m sending you so much love.”

  • “Wishing you peace and moments of quiet joy during this time.”

For a professional relationship you want to keep distant but polite:

  • “Best wishes for the holidays and the coming year.”

  • “Season’s Greetings.”

For a crush (Testing the waters):

  • “Merry Christmas! Hope I get to see you before the New Year.”

  • “Hope your day is as wonderful as you are.”

For someone you haven’t spoken to in a long time:

  • “Thinking of you and hoping you’re doing well. Merry Christmas!”

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YMCA Guest Pass Policy | Getting a Guest Pass https://www.seminarsonly.com/news/ymca-guest-pass-policy-getting-a-guest-pass/ https://www.seminarsonly.com/news/ymca-guest-pass-policy-getting-a-guest-pass/#respond Wed, 17 Dec 2025 16:28:59 +0000 https://www.seminarsonly.com/news/?p=101142 There is no single “Guest Pass Policy” for the entire United States because every YMCA association (e.g., YMCA of Greater New York, YMCA of Metro Chicago) is independent and sets its own rules. However, because [...]

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There is no single “Guest Pass Policy” for the entire United States because every YMCA association (e.g., YMCA of Greater New York, YMCA of Metro Chicago) is independent and sets its own rules.

However, because most YMCAs operate similarly, the following guide covers the standard policies you will find at 90% of locations in the US.

1. Getting a Guest Pass (For Non-Members)

If you are looking to try out the gym before joining, most locations offer a free trial, but strict conditions usually apply to prevent people from using the gym for free indefinitely.

  • The “Try the Y” Pass: Most YMCAs offer a Free 1-Day, 3-Day, or 7-Day pass for prospective members.

  • Residency Requirement: You almost always must show a driver’s license proving you live locally. If you live out of town, you will likely be denied a free trial and asked to pay a Day Pass fee.

  • Frequency Limit: You are typically limited to one free trial every 12 months.

2. Bringing a Friend (For Current Members)

If you are already a member and want to bring a friend:

  • Free Guest Passes: Many membership plans include a set number of free guest passes per year (e.g., 2 per year).

  • Guest Fees: Once you use your free passes, you must pay a fee for your guest. The average fees are:

    • Adult: $10 – $20 per day

    • Child/Teen: $5 – $10 per day

    • Family: $25 – $40 per day

  • Age Rules: Members under 18 often cannot bring guests, or their guests must also have a parent present to sign a waiver.

Also Read : www epicgames com Activate Fortnite

3. Traveling Members (Nationwide Membership)

If you are a member of a YMCA in one state and visit a YMCA in another state, you can use the facility for free under the Nationwide Membership program.

  • The “Guest” Trap: Your Nationwide Membership covers YOU, not your guest.

  • If you travel to a different Y and bring a non-member friend, that friend will usually have to pay the standard Day Pass rate for that location.

4. Universal Requirements (Every YMCA)

No matter which location you visit, you must be prepared for the following:

  • Photo ID: Every adult guest (18+) MUST present a government-issued photo ID (Driver’s License, State ID, or Passport).

  • Background Check: Your name will be scanned through a national sex offender registry (like Raptor or Hall Pass) at the front desk. If you are on a registry, you will be denied access.

  • Waiver: You will be required to sign a liability waiver before entering.

Summary of Guest Costs

Guest Type

Cost

Notes

Local Resident (Trial) Free Usually valid for 1-7 days; ID with local address required.
Guest of a Member $0 – $15 Depends if the member has free passes left on their account.
Out-of-Town Visitor $15 – $25 Standard “Day Pass” rate.

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Regions App Not Working | Regions Bank Down https://www.seminarsonly.com/news/regions-app-not-working-regions-bank-down/ https://www.seminarsonly.com/news/regions-app-not-working-regions-bank-down/#respond Tue, 16 Dec 2025 16:36:13 +0000 https://www.seminarsonly.com/news/?p=101065 There are currently no widespread reports of a total outage for Regions Bank or its mobile app as of today, December 16, 2025. Since the servers appear to be up, the issue is likely specific [...]

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There are currently no widespread reports of a total outage for Regions Bank or its mobile app as of today, December 16, 2025. Since the servers appear to be up, the issue is likely specific to your device, your local connection, or a recent app update.

Here are the quickest ways to fix it:

1. The “Wifi vs. Data” Test

  • Turn off your Wi-Fi and try logging in using cellular data (5G/4G).

  • Banking apps often block specific Wi-Fi IP addresses if they look suspicious or if the connection is unstable. If it works on data, your home Wi-Fi is the issue.

2. Check for a Mandatory Update

  • Banking apps frequently stop working if you are even one version behind for security reasons.

  • Go to the App Store (iOS) or Google Play Store (Android) and manually search for “Regions Bank.” If the button says “Update” instead of “Open,” you must update to regain access.

Also Read : Error Cause 10 Error Code 2901

3. Try the Browser (Rule Out Account Lock)

  • Open your mobile browser (Chrome/Safari) and try to log in at regions.com.

  • If you CAN log in there: The app is broken/corrupted. Delete the app and reinstall it.

  • If you CANNOT log in there: Your account might be locked or undergoing maintenance. You will likely see a specific error message on the website that the app won’t show you.

4. Error 403 / “System Unavailable”

  • If you are seeing a “System Unavailable” or “Error 403” message, this is often a temporary “handshake” error.

  • Fix: Fully close the app (swipe it away from your recent apps list), wait 2 minutes, and try again.

Still locked out?

If none of this works, you can check the official status or report the issue at Regions Customer Service: 1-800-734-4667.

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go.wellcare.com PDP Member | Wellcare Prescription Drug Plan Portal https://www.seminarsonly.com/news/go-wellcare-com-pdp-member-wellcare-prescription-drug-plan-portal/ https://www.seminarsonly.com/news/go-wellcare-com-pdp-member-wellcare-prescription-drug-plan-portal/#respond Tue, 16 Dec 2025 16:25:56 +0000 https://www.seminarsonly.com/news/?p=101062 You can access the Wellcare Prescription Drug Plan (PDP) member portal by typing go.wellcare.com/PDP into your web browser. This is an official shortcut used by Wellcare to direct you to their PDP services. If that [...]

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You can access the Wellcare Prescription Drug Plan (PDP) member portal by typing go.wellcare.com/PDP into your web browser. This is an official shortcut used by Wellcare to direct you to their PDP services.

If that shortcut does not work or if you want to go directly to the login page, use the steps below.

How to Log In to Your PDP Member Account

  1. Go to the Official Login Page:

    • Visit the Wellcare PDP Welcome Page.

    • Look for the “Login” or “Member Portal” button, usually located at the top right of the screen.

  2. Enter Your Credentials:

    • You will need your Username and Password.

    • If you are a new user, select “Create New Account” or “Register”. You will need your Member ID (found on your Wellcare ID card), your date of birth, and your zip code to set up your account.

Also Read : Regions App Not Working

What You Can Do in the Member Portal

Once logged in, you can access services for your 2025 or 2026 plan, including:

  • View Your ID Card: Print a temporary card or order a replacement.

  • Check Drug Costs: See prices for your medications and find network pharmacies.

  • Pay Your Premium: Set up auto-pay or make a one-time payment.

  • Review Benefits: Access your “Evidence of Coverage” and formulary (drug list).

Note:

If you are a member of a plan in a specific state (like North Carolina or Kentucky), the main site may redirect you to a state-specific login page (e.g., wellcarenc.com). This is normal; simply follow the prompts for your location.

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Crumbl Shutting Down 2025 Rumor | Why the Rumor Started https://www.seminarsonly.com/news/crumbl-shutting-down-2025-rumor-why-the-rumor-started/ https://www.seminarsonly.com/news/crumbl-shutting-down-2025-rumor-why-the-rumor-started/#respond Mon, 15 Dec 2025 05:19:35 +0000 https://www.seminarsonly.com/news/?p=100962 No, Crumbl is not shutting down in 2025.The rumors you are seeing on TikTok and social media are false. The company is still operating, opening new locations (albeit slower than before), and releasing weekly flavors. [...]

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No, Crumbl is not shutting down in 2025.The rumors you are seeing on TikTok and social media are false. The company is still operating, opening new locations (albeit slower than before), and releasing weekly flavors.

Here is the truth behind why these rumors started and what is actually happening.


1. Why the Rumor Started

  • The “Headquarters” Video: A viral video showed the Crumbl sign being removed from their corporate headquarters in Utah. People panicked, assuming they were going out of business. The Truth: They simply moved to a new office building nearby because their lease was up.

  • Specific Store Closures: While the company isn’t closing, some individual franchise owners have closed their stores due to low sales or high rent (e.g., locations in California, Florida, and Tennessee). When people see a local store close, they often assume the whole chain is dying.

  • Slower Growth: In 2021-2023, Crumbl opened hundreds of stores a year. In 2024 and 2025, that pace has slowed drastically. This “cooling off” period is normal for fast-growing businesses, but it looks like a decline to outsiders.

Also Read : UDISE Plus Student Module 2025-26 Login


2. The Real Issues (Not a Shutdown)

Crumbl is facing challenges, but they are legal and operational, not bankruptcy-level:

  • Lawsuits: In early 2025, Warner Music Group sued Crumbl for $24 million, claiming they used copyrighted music in their TikTok marketing without paying for it.

  • Franchisee Struggles: Some franchise owners are reporting lower profits as the “hype” for $5 cookies fades, leading to the occasional store closure mentioned above.


3. Current Status

  • Open for Business: They actively release new weekly flavors every Sunday night.

  • New Partnerships: They recently launched a collaboration with Dove (soap/body wash) and are testing new desserts like cakes and pies to boost sales.

  • Looking for a Buyer: Reports suggest the owners are actually trying to sell the company (possibly for around $2 billion), which is the opposite of shutting it down.


Summary:

Your local Crumbl is likely safe. If you want to be sure, check the Crumbl App to see if your specific location is still listed and taking orders.

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This ad used too many resources for your device, so Chrome removed it. https://www.seminarsonly.com/news/this-ad-used-too-many-resources-for-your-device-so-chrome-removed-it/ https://www.seminarsonly.com/news/this-ad-used-too-many-resources-for-your-device-so-chrome-removed-it/#respond Mon, 15 Dec 2025 05:15:16 +0000 https://www.seminarsonly.com/news/?p=100959 “This ad used too many resources for your device and  Chrome removed it” means Google Chrome is working exactly as intended to protect your computer or phone. You do not need to “fix” your device. [...]

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“This ad used too many resources for your device and  Chrome removed it” means Google Chrome is working exactly as intended to protect your computer or phone.

You do not need to “fix” your device. The error appeared because the website you are visiting tried to load a poorly coded or malicious advertisement, and Chrome blocked it to prevent it from draining your battery or freezing your browser.

Here is the breakdown of why this happens and what you can do about it.

1. What triggered this?

Chrome has a built-in feature called “Heavy Ad Intervention.” It automatically kills any ad frame that exceeds specific technical limits. The ad you were about to see violated one of these three rules:

  • It was too heavy on data: It tried to download more than 4 MB of data over the network.

  • It was hogging the CPU: It tried to use the main processing thread for more than 15 seconds in a short 30-second window (or 60 seconds total).

  • It was mining crypto: Sometimes, these “heavy ads” are actually scripts trying to mine cryptocurrency in the background using your hardware.

Also Read : Crumbl Shutting Down 2025 Rumor

2. What should you do?

  • Option A: Do Nothing (Recommended) You can ignore it. Chrome successfully killed the process, so it is no longer using your resources. The grey box is just a “tombstone” telling you what happened.

  • Option B: Refresh the Page Often, ad networks rotate ads. If you press F5 (or pull to refresh on mobile), the heavy ad will likely be replaced by a lighter, compliant one, and the error will disappear.

  • Option C: Install an Ad Blocker If you find the grey error boxes ugly or annoying, the best solution is to stop the ads from loading in the first place.

    • Recommendation: Install uBlock Origin (free and open-source). It will block the ad frame entirely so you won’t see the ad or the error message.

3. Note for Mobile Users

If you see this frequently on Android, it usually means the site you are visiting is poorly optimized. Using a browser with built-in ad blocking (like Brave) or using “Lite Mode” in Chrome can help save your data plan.

Summary:

Your device is fine. The website just served a “bad” ad, and Chrome took it out to keep your browsing smooth.

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