These scams are currently widespread. Here is how to identify them, what to do, and how to stay safe.

1. Signs It Is a Scam

• The Link is Wrong: Official Utah government websites always end in .gov (e.g., dmv.utah.gov). Scam texts often use links ending in .com, .org, .men, .life, or obscure combinations like utah-dmv-support.com.

• Urgency & Threats: The text will claim you have an “outstanding balance,” “unpaid toll,” or “lapse in coverage” and threaten that your license will be suspended or you will face a late fee if you don’t pay immediately.

• “Refund” Offers: Some versions claim you have an available refund to trick you into entering your bank details.

• Generic Greetings: They often don’t use your name, or they address you as “Driver” or “Customer.”

2. Official Policy

• No Texts for Payment: The Utah DMV and UDOT do not collect debts, fines, or toll fees via text message.

• Mail is Standard: If you actually owed money or had a license issue, you would receive an official letter in the mail, not a text from a random number.

Also Read : https //enroll.kroll monitoring.com/redeem

3. What To Do (and What NOT To Do)

• DO NOT Click the Link: It leads to a fake website designed to steal your credit card number or Social Security number.

• DO NOT Reply: Even typing “STOP” confirms to the scammers that your phone number is active, which may lead to more spam.

• Report It: Forward the text message to 7726 (SPAM). This alerts your mobile carrier to block the number.

• Delete It: Once reported, simply delete the message.

4. How to Verify Your Status (Safe Method)

If you are worried that you might actually have an issue with your registration or license, check it through official channels only:

• Website: Go directly to dmv.utah.gov (type it into your browser yourself).

• Renewal Express: Use the official Renewal Express site to check your vehicle’s status.

• Phone: Call the Utah DMV directly at 801-297-7780.

The post Utah DMV Scam Text | How to Verify Your Status appeared first on Seminarsonly.com.

Why you received this text

There are two likely scenarios:

1. Someone is trying to hack you (The “Reset” Scam): A scammer has entered your username/phone number on Instagram and clicked “Forgot Password.” Instagram’s system automatically sent you the code. The scammer will now likely message you (from a hacked friend’s account or a fake support profile) asking for a “screenshot” or the “code” to “verify your identity” or “help you win a contest.”

   • The Trap: If you give them the link or code, they will use it to take over your account and lock you out.

2. Bot Spam: Bots often cycle through thousands of phone numbers triggering these texts to see which numbers are active or to annoy users.

What you should do

• DO NOT share the code or link: Never give this code to anyone, even if they claim to be Instagram Support or a friend. Real support will never ask for this code.

• DO NOT click the link: If you did not request a password reset yourself, ignore the link.

• Check your security: If you are worried, open the Instagram app directly (don’t use the link in the text) and ensure 2-Factor Authentication is turned on.

• Block/Mute: If the texts are spamming you, you can mute the conversation, but blocking shortcodes can sometimes stop you from receiving legitimate codes when you actually need them later.

Summary:

The text itself comes from a real system, but the person who triggered it is likely trying to scam you. Ignore it and share the code with no one.

The post 39041 Text Message | How to Spot it as Scam or Real appeared first on Seminarsonly.com.

How to Spot This Scam

• The Message: It usually claims you have an “outstanding toll balance” (often a specific amount like $12.51) and threatens a “late fee” (e.g., $50.00) or legal action if you don’t pay immediately.

• The Link: The link often looks official at first glance (it might contain “utah.gov” or “express-lanes”), but if you look closely, the end of the web address is usually random letters or a generic domain like .com, .top, or .xyz instead of the official utah.gov.

• The Source: The text may come from a random personal email address or an out-of-state/international phone number (e.g., +63, +33, or Canada area codes) rather than an official shortcode.

The Reality

• UDOT Policy: UDOT communicates via mail or email (if you have an account). They do not text drivers to demand payment.

• Express Lanes: If you actually use the Express Lanes without a pass, the system is designed to read your license plate and mail a bill to the registered owner’s address—not text their cell phone.

Also Read : 39041 Text Message | How to Spot it as Scam or Real

What You Should Do

1. Do NOT click the link: It is a phishing site designed to steal your credit card information.

2. Report it: Forward the text to 7726 (SPAM). This helps your carrier block the number.

3. Delete it: You do not need to reply “STOP”; just delete the message.

4. Verify (Optional): If you are genuinely worried you might have an unpaid toll, check your account directly at the official site: expresspass.utah.gov.

The post Utah Outstanding Toll Violation Text Scam appeared first on Seminarsonly.com.

These usually fall into three specific categories:

1. The “You Won” or “Survey” Scam

• The Hook: You receive an email claiming you have won a $500+ Nordstrom Gift Card or that you can get one by taking a short survey (often linked to the “Nordstrom Anniversary Sale”).

• The Trap: The link takes you to a fake website that looks like Nordstrom. To “claim” the prize, they ask for a “small shipping fee” (stealing your credit card info) or your personal details (stealing your identity).

• Red Flag: The email address is not @nordstrom.com (e.g., it comes from promo-rewards@gmail.com or a random string of letters).

2. The “Fraud Alert” Scam

• The Hook: You get an urgent email saying there is “Suspicious Activity” on your Nordstrom card or account.

• The Trap: It asks you to click a link to “verify your identity” or “unlock your account.” This link steals your login credentials.

• Red Flag: Urgent language like “Action Required Immediately” or “Your account will be suspended.”

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3. The “Boss/Friend” Gift Card Request

• The Hook: You get an email from a “boss” or “CEO” asking you to buy Nordstrom gift cards for a “client gift” or “employee reward.”

• The Trap: They ask you to scratch off the back and email them a photo of the codes.

• Red Flag: The sender’s name matches your boss, but the email address is a personal one (like @gmail.com) instead of the company domain.

What to do right now:

1. Do NOT click any links. If you already clicked and entered info, change your Nordstrom password immediately.

2. Check the Sender: Tap the sender’s name to reveal the actual email address. If it doesn’t end in @nordstrom.com, it is fake.

3. Verify Independently: If the email claims there is an issue with your account, close the email and go directly to Nordstrom.com (or the app) to check your account status there.

4. Mark as Spam: Most email providers will block future attempts if you flag it.

The post Nordstrom Gift Card Email Scam | giftcards@giftcards.nordstrom.com appeared first on Seminarsonly.com.

How to Identify a FedEx Text Scam

Here are common signs:

1. Unsolicited Tracking Links

• Example:
  "FedEx: Your package is on hold. Track it here: fedex.delivery-update123.com"
  (This is not a real FedEx URL)

2. Urgent Language or Threats

• Phrases like:

  • “Your package will be returned unless you act now.”

  • “Click to avoid extra fees.”

3. Suspicious URLs

• Real FedEx links will come from:
  fedex.com, fedex.ca, or their official subdomains.

• Scammers use fake domains like:

  • fedex-alerts.info

  • delivery-fedex.xyz

4. Requests for Personal Information

• Real FedEx will never ask via text for:

  • Social Security numbers.

  • Credit card details.

  • Login credentials.

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What to Do If You Get One

1. Do Not Click the Link

• It may install malware or take you to a fake site.

2. Report It

• Forward the text to 7726 (SPAM) — this alerts your mobile carrier.

• You can also report it to:

  • FedEx: abuse@fedex.com

  • FTC (U.S. only): reportfraud.ftc.gov

3. Block the Number

• On most phones, you can tap the message, then block the sender.

4. Check Your Real FedEx Packages

• Go to https://www.fedex.com and enter your tracking number there.

• You can also sign in to your official FedEx account to see your deliveries.

If You Already Clicked the Link:

• Do not enter any information.

• Clear your browser history/cache.

• Run a security scan on your device.

• If you gave out sensitive info, consider:

  • Freezing your credit

  • Monitoring bank activity

  • Changing affected passwords

The post FedEx Text Scam | How to Identify appeared first on Seminarsonly.com.

The vast majority of Bitcoin ATM scams do not involve tampering with the machine itself, but rather social engineering—tricking the victim into using a legitimate machine to send money to the scammer.

Here is a breakdown of the most common Bitcoin ATM scams and how to protect yourself:

The Main Bitcoin ATM Scam (Impersonation Fraud)

This is the most frequent and costly scam associated with Bitcoin ATMs.

How it Works:

1. The Threat Call: A scammer calls or texts you, impersonating a figure of authority (IRS agent, utility company, law enforcement, or bank security).

   • The Story: They claim there is an urgent problem that requires immediate payment or money transfer to a “secure” account. Examples include:

     • You owe back taxes and will be arrested immediately.

     • Your bank account has been compromised, and you must move your money to a “safe” digital wallet.

     • You owe a fine for missed jury duty or unpaid utility bills.

2. Creating Panic and Pressure: The scammer uses aggressive language and threats (like immediate arrest or account seizure) to pressure you into acting fast before you have time to think or consult others. They often insist you stay on the phone the entire time.

3. Directing to the ATM: They instruct you to go immediately to a Bitcoin ATM, withdraw cash from your bank account, and insert the cash into the crypto ATM.

4. The QR Code Transfer: At the ATM, they give you a QR code (or a Bitcoin wallet address) to scan. They tell you this code belongs to the “IRS Safe Locker” or the “Bank’s Protection Account.”

   • The Truth: The QR code links directly to the scammer’s anonymous cryptocurrency wallet.

5. The Loss: Once you complete the transaction, your cash is instantly converted to Bitcoin and sent to the scammer. Since crypto transactions are irreversible, your money is gone instantly and is nearly impossible to recover.

Also Read : Pokerogue Error 1040 Fix | Too Many Connections

Types of Impersonation Scams:

• Government/Law Enforcement Spoofing: IRS, FBI, or local police claiming you owe money or are in trouble.

• Utility Scams: Threatening to cut off your power or water unless you pay an “emergency bill.”

• Tech Support Scams: Claiming your computer/phone is hacked and you must move your funds to protect them.

• Romance Scams / Pig Butchering: A fake romantic interest or investment advisor convinces you over weeks or months to invest or send money to them via the Bitcoin ATM.

How to Protect Yourself (The Golden Rules)

The single most important thing to remember is this:

NO legitimate government agency (IRS, Social Security, police), bank, or utility company will EVER demand or instruct you to pay them using a Bitcoin ATM, cryptocurrency, or gift cards.

If anyone asks you to do this, it is a scam, every single time.

Key Safety Tips:

If you receive a suspicious call, hang up immediately and call the organization back using a verified, official phone number (like the one on your bank statement or the company’s official website).

The post Bitcoin ATM Scams | How it Works appeared first on Seminarsonly.com.

Here’s a breakdown of what the trust-sites are saying, what to watch out for, and what to do if you interact with the site.

What the Trust & Scam-Checking Sites Say About cvspromo.com

1. ScamAdviser

   • Says the SSL certificate is valid (good sign).

   • However, the domain is very new.

   • The registrar used (NameCheap) “has a high % of spammers and fraud sites,” according to ScamAdviser.

   • The domain’s WHOIS details are hidden (privacy service), so the real owner’s identity is obscured.

   • Their conclusion: “very likely not a scam but legit and reliable” — but they cannot guarantee it’s 100% safe.

2. Scam Detector

   • Gives it a very low trust score: 14.5/100.

   • Flags with “high-risk activity” such as potential phishing or spam.

   • Notes the domain was recently registered (August 2025) — which is often a red flag for “too good to be true” sites.

3. Gridinsoft / Website Reputation Checker

   • Rates the site “Trusted but Verify,” not outright scam.

   • Trust score: 65/100, per their analysis.

   • Says the domain is “young,” which again means limited track record.

   • Reports limited external mentions or reviews, which makes its legitimacy harder to verify

   • Also points out there may be data-collection forms (for name, email, phone), so caution is needed.

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Other Context & Red Flags

• According to ScamAdviser, while the SSL is valid, scammers also frequently use SSL. So, HTTPS alone isn’t proof of legitimacy.

• The domain was created very recently (Aug 2025), which is a typical sign of “fly-by-night” scam sites.

• Owner identity is hidden (privacy registration), so it’s harder to tie it back to a known or reputable business.

• On the Gridinsoft report, there’s mention of a user review saying someone was “scammed … for ‘shipping and handling’” on “a reward item.”

• There’s no well-established reputation (few or no reviews on many trusted review platforms).

My Assessment: Is It a Scam?

• Possibly riskier than a typical legit business, given the new domain, hidden ownership, and mixed reviews.

• Not clearly a confirmed scam — there’s no major blacklist or authoritative consumer-protection site declaring it a proven fraud (from available data).

• It’s in a gray zone: not safe enough to assume “completely trustworthy,” but not obviously fraudulent either — according to some reviewers, “trusted but verify.”

What You Should Do If You Interact With cvspromo.com

• Avoid giving sensitive personal info unless absolutely necessary (especially financial data).

• If you decide to pay or make a purchase, try to use a payment method that offers buyer protection (credit card / PayPal).

• Check for independent reviews (outside of trust-site summaries) — look for real user reviews, not just “about us” or “promo” content on their site.

• Monitor your bank / card statements closely after any transaction.

• If you get a “promo winner” email or message from them: be very skeptical — especially if they ask for “shipping payment” or “verification.”

The post cvspromo.com Scam | Red Flags to Watch For appeared first on Seminarsonly.com.

Chase may contact you through an interactive text message if we have reason to believe someone may be attempting to gain access to your banking or credit card account(s). Up to ten (10) messages may be sent per incident. Message and data rates may apply.

You can end these messages by texting the word “STOP” to any of the Fraud and Account Security messages you receive or to any of the Fraud & Account Security short codes; 28107, 36640 or 72166. You don’t need to send STOP to each short code.

If you receive a text message from 72166, it’s typically for one of the following reasons:

• A potential fraudulent transaction: Chase may send you an interactive text message asking you to confirm or deny a recent purchase.
• Account security alert: The bank may notify you of a suspicious login attempt or other unusual activity on your account.

How to verify the message is legitimate

While 72166 is a valid Chase number, scammers can “spoof” phone numbers to make their messages look like they are coming from a legitimate source. To protect yourself, always follow these best practices:

1. Do not click on any links in the text message
2. Do not reply with any personal information, such as your Social Security number or account number
3. Do not call a phone number provided in the text
4. Log in to your account directly through the official Chase mobile app or website to check for any alerts or unrecognized transactions.
5. Call the number on the back of your credit or debit card to speak with a Chase representative directly and verify the alert. This is the safest way to confirm if the message is real.

Important points to recognize:

• The legitimate Chase short codes include 28107, 36640, and 72166.

• Authentic messages provide transaction details and ask if the transaction was authorized.

• Chase rarely includes links in such texts. If present, verify they lead to official Chase websites.

• If in doubt about a message from 72166, call the number on the back of your Chase card to confirm.

• Do not provide personal info or transfer money based on unsolicited calls or texts claiming to be from Chase.

In summary, 72166 is used by Chase for fraud alerts but scammers can spoof it, so always verify through official channels before acting on such alerts.

The post 72166 Fraud Text | Fraud and Account Security Alerts appeared first on Seminarsonly.com.

Betroffene berichten von ständigen Anrufen, oft von verschiedenen Endnummern derselben Vorwahl, mit teilweise betrügerischen Absichten oder Spam. Es handelt sich häufig um Fake-Anrufe oder Telefontrickbetrug, teilweise mit gefälschter Rufnummernanzeige, die schwer zu sperren sind.

Die Stadt Stuttgart selbst warnt vor solchen Fake-Anrufen im Namen des Städtischen Vollzugsdienstes und rät, nicht zurückzurufen und solche Nummern zu blockieren. Außerdem wird empfohlen, bei diesen Anrufen keine persönlichen Daten preiszugeben und die Nummern zu ignorieren oder zu melden.

Kurz gesagt:

Wenn die 0711-Nummer ständig anruft, handelt es sich sehr wahrscheinlich um unerwünschte Spam- oder Betrugsanrufe. Nicht rangehen, zurückrufen oder persönliche Daten mitteilen und die Nummer am besten blockieren.​

Falls weitere Schutzmaßnahmen nötig sind, kann man Anrufe dieser Nummer beim Telefonanbieter melden oder eine Handlung bei der Polizei wegen Telefonbetrugs erwägen.

Also Read : GitHub Remote Rejected Internal Server Error

Was tun wenn ein Anruf mit 0711 persönliche Daten verlangt

If you receive a call from the 0711 area code requesting personal information, you should absolutely not disclose any account or other personal data. Such calls often originate from scammers posing as employees of government agencies or “data protection centers” to steal data or extort payments.

Government agencies would never request personal or banking information or demand payments over the phone. If in doubt, ask the caller to contact you in writing, end the call, and block the number. It is advisable to report such calls to the Federal Network Agency and never enter into contracts or subscriptions over the phone.

Furthermore, never provide confirmations or personal information during suspicious calls to avoid unintentionally risking further harm.

In short:

Do not disclose any personal information over the phone during calls from 0711 numbers, do not be intimidated, end the call, report it, and block the number. This protects against fraud and abuse.

The post 0711 Nummer Ruft Ständig An appeared first on Seminarsonly.com.

How phishers prey on Wise users — common scams & examples

1. Fake “unauthorized transaction” / “verify your payment” email or SMS

   • Message claims a payment is pending or your account was charged; asks you to click a link to “review” or “cancel.”

   • Link goes to a fake site that looks like Wise and asks for login credentials or a 2FA code.

   • Example text: “We’ve detected suspicious activity on your Wise account. Click here to secure your account: [fake link].”

2. Account migration / verification scam

   • Claim: “We’re upgrading systems — you must migrate/verify your account or it will be locked.”

   • Goal: harvest credentials, identity documents, or payment details.

3. Refund / overpayment / escrow scam

   • Fraudster “sends” money to your Wise account or claims to — then asks you to return an “overpayment” or pay a “release fee.” If the original transfer was fake (phished or reversed), you lose the money you returned.

   • Common with marketplace sales, freelancing payouts, or private transactions.

4. Impersonation of customer support (phone / WhatsApp / SMS)

   • Caller claims to be Wise support and asks you to disclose a code sent to your phone (“to verify it’s you”) — that code is the phisher’s way to log in.

   • Or they ask you to install remote-access software or sign in while they “check” something.

5. Clone websites and typosquatting

   • Domains like “wise-secure.com” or “transferwise-login.xyz” mimic the real site. Visual design looks similar; small domain differences are the giveaway.

6. Fake job / investment / “high-interest savings” offers using Wise branding

   • Ads or DMs promise large returns and ask you to open an account or deposit via a link that’s actually a scam.

7. Social media / marketplace scams

   • Buyer/seller uses Wise branding to convince you to use Wise to receive/pay money; then uses overpayment/refund or fake proof of payment.

8. Phishing via OAuth / third-party integrations

   • Malicious “apps” request Wise permissions (via an OAuth prompt) to access your account. If you authorize, they can initiate transfers or view account details.

Red flags (quick checklist)

• Sender email domain is not @wise.com (or obviously spoofed).

• Generic greeting (“Dear customer”) instead of your name.

• Poor spelling/grammar or urgent scare language (“Your account will be closed in 24 hours”).

• Links that don’t match the displayed text — hover to preview URL.

• Requests for passwords, full identity documents, or 2FA codes via email/SMS/phone.

• Pressure to move money quickly, pay “fees” to release funds, or install software.

• Incoming “payment” with no record on your Wise app/account.

How to verify if a message or site is legitimate

1. Don’t click the link. Open the Wise app or type wise.com into your browser manually or use a saved bookmark.

2. Check the domain carefully. Look for subtle typos, extra words, or different TLDs (e.g., .net vs .com).

3. Check HTTPS and certificate (click the padlock in the browser to inspect). A padlock isn’t proof of legitimacy by itself, but mismatched domain + padlock is still suspicious.

4. Look up the message via official channels — open the Wise app’s notifications or official website, never via the link in the message.

5. Call Wise support using the number shown on the official website (not the number the message gives).

6. Check email headers if you know how — SPF/DKIM/DMARC failures are a sign of spoofing.

Concrete prevention steps

• Always use the official Wise app or wise.com (bookmark it).

• Enable 2-factor authentication (2FA) for your account and prefer an authenticator app over SMS when available.

• Use a strong, unique password and a password manager.

• Do not share 2FA codes, verification messages, or recovery codes with anyone — not even someone claiming to be support.

• Be skeptical of any “payment reversal” or “overpayment” requests — discuss directly in the platform where the transaction is recorded.

• Limit third-party OAuth grants and periodically review/ revoke apps you don’t recognize.

• Keep devices patched and avoid installing unknown apps; don’t install remote support tools at strangers’ request.

• Use browser anti-phishing protections and email filters.

• Educate buyers/sellers you deal with: insist on confirming payments in the official Wise transaction history (not screenshots or forwarded emails).

If you clicked a phishing link or gave details — immediate steps

1. Change your Wise password immediately (from a different, secure device).

2. Revoke active sessions (log out everywhere if possible) and revoke any third-party app access.

3. Turn off and re-enable 2FA (or change the 2FA method) so an attacker who got a code can no longer access you.

4. Check transaction history for unauthorized transfers. Note tx IDs, dates, amounts.

5. Contact Wise support right away from the official site/app and report the compromise — ask them to freeze or monitor your account.

6. Contact your bank or payment counterparties immediately if money moved — attempt to stop or reverse transfers.

7. Report the phishing to local authorities and national cybercrime/consumer agencies (FTC in US, Action Fraud in UK, etc.), and to your email provider.

8. Document everything (screenshots, email headers, phone numbers) for fraud reports.

How to report suspected Wise phishing (what to include)

When reporting to Wise and authorities, include:

• The suspicious email/SMS/WhatsApp text (full message, headers if email).

• The sender’s email address/phone number.

• The malicious URL (copy/paste) or screenshot.

• Date/time and any action you took (clicked link, entered password, sent money).

• If money was lost, transaction details and bank statements.

Sample short report text you can copy:

I received a suspicious message impersonating Wise on [date/time]. The sender was [email/phone]. The message said “[paste text]” and linked to [malicious URL]. I clicked / entered credentials on [yes/no]. Please advise — my account [was/was not] accessed. Transaction IDs: [list if any].

Example phishing messages (so you recognize the pattern)

• “WISE: Suspicious login detected from IP 82.45. Login now to verify: [link].”

• “Your transfer of $1,200 to John Doe is pending. Cancel transfer: [link]. If not cancelled within 2 hours, it will be processed.”

• “Wise Support: We require additional verification documents to keep your account active. Upload here: [link].”

• “Congratulations — you’ve received £500. To claim your funds, pay a release fee of £30 here: [link].”

Extra: technical defenses for organizations or heavy users

• Enforce OAuth app whitelisting and least privilege.

• Monitor for new login IPs/countries and require step-up verification.

• Use email authentication (SPF/DKIM/DMARC) and phishing simulation training.

• Use hardware security keys (FIDO2) for critical accounts.

The post How Phishers or Scammers Prey on Wise / TransferWise Users appeared first on Seminarsonly.com.