Are Banks Closed on Black Friday in USA

In the United States, banks are generally OPEN on Black Friday (November 28, 2025). Because Black Friday is not a federal holiday, most major financial institutions follow their regular operating hours.

However, there are some important exceptions you should know before heading out.


Quick Status for Major Banks

  • Chase: Open (Regular hours).

  • Bank of America: Open (Regular hours).

  • Wells Fargo: Open (Regular hours).

  • Citibank: Open (Regular hours).

  • U.S. Bank: Open (Regular hours).

  • PNC Bank: Open (Regular hours).

  • Capital One: Open (Regular hours).

  • TD Bank: Open (Regular hours).

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Exceptions & Need-to-Knows

  • State Holidays: In some states (e.g., Texas, California, Delaware, Florida, and others), the “Day After Thanksgiving” is considered a state holiday. While national banks usually stay open, some smaller local banks or credit unions in these states might close.

  • Branches Inside Stores: If your bank branch is located inside a grocery store or supermarket (e.g., Walmart, Kroger), it generally follows the store’s holiday hours, which may differ from standalone branches.

  • The Stock Market: The New York Stock Exchange and Nasdaq are OPEN but will close early at 1:00 PM ET.


Summary Table

Institution Type

Black Friday Status

National BanksOPEN (Regular hours)
Credit UnionsMostly OPEN (Call to confirm)
Stock MarketOPEN (Closes early at 1 PM ET)
Post Office (USPS)OPEN (Regular mail delivery)
FedEx / UPSOPEN (Modified service/hours)

Recommendation:

If you need to visit a smaller credit union or a branch inside a retail store, check their mobile app or give them a quick call first to confirm they haven’t modified their hours.

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