Amex Platinum Card Refresh Leaks | Key Rumored Changes

According to recent leaks and rumors, American Express is refreshing its Platinum Card lineup, with an official announcement expected on Thursday, September 18, 2025.

Based on information circulating on credit card forums, Reddit, and financial news sites, here are the key rumored changes to the U.S. Consumer Platinum Card:

1. Increased Annual Fee

• The annual fee is expected to increase from its current $695 to $895. This is a significant jump and the primary concern for many current cardholders.

2. Expanded and New Credits

To justify the fee increase, Amex is rumored to be adding or enhancing several credits, essentially swapping the “coupon book” of benefits for more valuable ones.

• Hotel Credit:

  • A major rumored change is an increase in the Fine Hotels + Resorts (FHR) and The Hotel Collection (THC) credit from $200 to $600 per year. This credit would be issued as two semi-annual credits of $300 each.

• Resy Credit:

  • A new $400 Resy credit is rumored, which would be split into $100 credits per quarter.

• Uber Credit:

  • The current $200 Uber Cash credit is expected to remain, with a new $120 Uber One credit added on top of it.

• Lululemon Credit:

  • There are rumors of a new $300 Lululemon credit, possibly issued as $75 per quarter.

Also Read : Xactimate Error 503 Server Unavailable

3. Existing Benefits

Many of the core benefits of the Platinum Card are expected to stay the same.

• Earning Rate:

  • The card will likely continue to earn 5x points on flights booked directly with airlines or through Amex Travel, and on hotels booked through Amex Travel.

• Lounge Access:

  • The Amex Global Lounge Collection, including access to Centurion Lounges, Priority Pass lounges, and Delta Sky Clubs, will remain a key feature.

• Other Credits:

  • It’s widely expected that existing credits like the airline fee credit, Saks Fifth Avenue credit, and digital entertainment credit will remain, although some may be adjusted.

4. Business Platinum Card Changes

The Business Platinum card is also rumored to be undergoing a refresh, with a similar increase in its annual fee to $895. It’s expected to also receive the new $600 FHR credit. However, the Business Platinum card is also expected to lose its valuable 35% points rebate on premium cabin flights, a change that has already been announced.

5. Card Design

There are rumors of a new “Mirror Finish” card design, which may be a limited-edition or permanent offering.