You can activate your NatWest credit card by Calling the number on the activation sticker and follow the automated prompts. You’ll typically enter your 16‑digit card number.
You can activate the Natwest card step by step:
1. By Phone (Most Common Method)
2. Online or Mobile App Activation
3. At a Branch (In‑Person)
Here’s how you can activate your NatWest credit card, step by step:
1. By Phone (Most Common Method)
Look for the activation sticker on the card or its envelope—it will have a phone number.
Call the number and follow the automated prompts. You’ll typically enter your 16‑digit card number and may answer a few identity questions.
If you prefer to speak to a representative, the system can connect you directly .
Once confirmed, your card is activated—usually within 1–2 minutes.
2. Online or Mobile App Activation
You can use NatWest’s digital services if you’re already enrolled:
A. Via Online Banking
Log in to your Online Banking account.
Navigate to Cards → Activate Credit Card.
Enter your card details and follow the on-screen instructions.
B. Via NatWest Mobile App
Open the app and go to the Cards section.
Tap to add or activate your credit card.
Enter card info and complete any prompts or OTP verification.
If it’s your first time using Online Banking, you may need to register first. You’ll receive a text or mail with a one‑time activation code to complete setup .
Also Read : Guide to Activate Emergency Credit on Smart Meter
3. At a Branch (In‑Person)
Visit any NatWest branch, bring your new card and valid ID (passport or driver’s licence).
A staff member can activate it for you directly at the counter.
After Activation
Set your PIN at an ATM or via the app if it’s not already set.
Optionally, register a transaction with chip & PIN to enable contactless spending.
If you’re travelling, notify NatWest of your travel dates/destinations via the app or online to avoid transaction blocks abroad .
Quick Comparison
| Activation Method | How to Do It | Notes |
|---|---|---|
| Phone | Call from sticker, enter card number, complete prompts | Fast, often automated, optional human help |
| Online/App | Log in → Cards → Activate; or add new card in app | Convenient and self-service |
| Branch Visit | Visit branch with card & ID | Good if you’re already planning a branch visit |
🔒 Need Help?
Lost the sticker? No problem—you can still activate via the app or online.
No Online access yet? Call to activate, then register for Online Banking afterward.
Issues activating? Contact NatWest Credit Card Services:
UK: 0345 300 3694
From abroad: +44 1268 500 813
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