The phone number 800-823-2318 is primarily associated with MediCredit, a legitimate debt collection agency that specializes in recovering unpaid medical debts on behalf of healthcare providers and other creditors.
Key Information About 800-823-2318:
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MediCredit makes calls to collect unpaid medical bills or outstanding balances.
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They are a third-party debt collector and must comply with the Fair Debt Collection Practices Act (FDCPA), meaning they cannot harass, misrepresent, or threaten without basis.
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Many consumers report repeated calls and voicemails from this number regarding medical or healthcare-related debts.
Complaints and Scam Reports:
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While MediCredit is legitimate, some consumers have reported aggressive or frequent calls which feel like harassment.
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There are online reports of callers from this number asking for sensitive information like Social Security Numbers without providing sufficient proof of the debt, raising scam suspicions.
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Some users suggest that calls from this number could also be spoofed by scammers to mimic MediCredit’s number.
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What to Do if You Receive Calls from 800-823-2318:
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Do not provide personal or financial information over the phone.
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Verify any alleged debt by requesting written validation.
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Check your credit report for related debt entries.
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Report any harassment or suspected scams to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or Federal Communications Commission (FCC).
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Consider contacting MediCredit directly using verified contact information for debt resolution.
In summary, 800-823-2318 belongs to MediCredit, a medical debt collector, but consumers should remain cautious due to aggressive collection tactics and possible scams using this number.
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