The phone number 800-823-2318 is primarily associated with MediCredit, a legitimate debt collection agency that specializes in recovering unpaid medical debts on behalf of healthcare providers and other creditors.
Key Information About 800-823-2318:
MediCredit makes calls to collect unpaid medical bills or outstanding balances.
They are a third-party debt collector and must comply with the Fair Debt Collection Practices Act (FDCPA), meaning they cannot harass, misrepresent, or threaten without basis.
Many consumers report repeated calls and voicemails from this number regarding medical or healthcare-related debts.
Complaints and Scam Reports:
While MediCredit is legitimate, some consumers have reported aggressive or frequent calls which feel like harassment.
There are online reports of callers from this number asking for sensitive information like Social Security Numbers without providing sufficient proof of the debt, raising scam suspicions.
Some users suggest that calls from this number could also be spoofed by scammers to mimic MediCredit’s number.
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What to Do if You Receive Calls from 800-823-2318:
Do not provide personal or financial information over the phone.
Verify any alleged debt by requesting written validation.
Check your credit report for related debt entries.
Report any harassment or suspected scams to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or Federal Communications Commission (FCC).
Consider contacting MediCredit directly using verified contact information for debt resolution.
In summary, 800-823-2318 belongs to MediCredit, a medical debt collector, but consumers should remain cautious due to aggressive collection tactics and possible scams using this number.
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