0570-550-202 is a phone number belonging to Mitsubishi UFJ NICOS Co., Ltd. It is primarily used as a collection call number for important notifications regarding credit card payments, such as overdue payments or insufficient account balances linked to Mitsubishi UFJ NICOS credit cards.
If you receive a call from this number, it is important to answer or return the call as it relates to urgent payment matters. Some people report difficulty in getting through when calling back. Mitsubishi UFJ NICOS provides an automated voice service for payment inquiries and arrangements via this number.
If you receive a call from this number, it is not a scam, so we recommend that you respond promptly. If you continue to ignore the call, not only will they continue to call you, but they may also contact your workplace. Also, if you have difficulty getting through on the phone, be sure to check the separately listed contact point and your usage status of member services such as “Net Branch.”
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Checklist to identify genuine collection calls
Here’s a checklist to help you identify if a collection call is genuine:
Be sure to check whether the contents of the reminder are relevant (have you had any recent late or missed payments)?
Make sure the person on the phone speaks polite Japanese and there is no sense of incongruity (broken or careless speech is likely to be a scam).
Check if the company name, contact information, etc. are used. If you are suspicious, check the official website or the Ministry of Justice list to see if the company actually exists.
Is the contact number genuine? (Check that it is listed on the official website. Be careful of mobile phone numbers and multiple numbers.)
Is the transfer account in a personal name (in the case of a legitimate collection agency, it must be in the company name only)?
Check that the charge is not for “adult site usage fees” or similar (these types of charges are often scams).
If you have any doubts, check directly with the contact information listed on the official website or the Ministry of Justice, rather than using the contact information listed in the document or SMS.
If you are unsure after checking these points, it is safest to never pay the money and instead first check with a legitimate contact point or official office.
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